常見銀行英語(yǔ)詞匯_金融術(shù)語(yǔ)

1、accountnumber帳目編號(hào)deposit存戶payinslip存款單adepositfm存款單abingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbookpassbook存折creditcard信用卡principal本金overdraftoverdraw透支tocountersign雙簽toe

2、ndse背書endser背書人tocash兌現(xiàn)tohonacheque兌付todishonacheque拒付tosuspendpayment止付chequecheck支票chequebook支票本dercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestubcounterfoil票根cashcheque現(xiàn)金支票travele

3、rscheque旅行支票chequeftransfer轉(zhuǎn)帳支票outstingcheque未付支票canceledcheque已付支票fgedcheque偽支票Barsnote莊票，銀票banker銀行家president行長(zhǎng)savingsbank儲(chǔ)蓄銀行ChaseBank大通銀行NationalCityBankofNewYk花旗銀行HongkongShanghaiBankingCpation匯豐銀行teredBankofIndiaAu

4、straliaChina麥加利銀行BanquedeIIndoChine東方匯理銀行centralbanknationalbankbankersbank中央銀行bankofissuebankofcirculation發(fā)行幣銀行commercialbank商業(yè)銀行，儲(chǔ)蓄信貸銀行memberbankcreditbank儲(chǔ)蓄信貸銀行discountbank貼現(xiàn)銀行exchangebank匯兌銀行requestingbank委托開證銀行issui

5、ngbankopeningbank開證銀行advisingbanknotifyingbank通知銀行negotiationbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清算銀行l(wèi)ocalbank本地銀行domesticbank國(guó)內(nèi)銀行overseasbank

6、國(guó)外銀行unincpatedbank錢莊branchbank銀行分行trusteesavingsbank信托儲(chǔ)蓄銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany)商業(yè)信貸公司（貼現(xiàn)公司）neighbhoodsavin

7、gsbankbankofdeposit街道儲(chǔ)蓄所creditunion合作銀行creditbureau商業(yè)興信所selfservicebank無(wú)人銀行l(wèi)bank土地銀行constructionbank建設(shè)銀行industrialcommercialbank工商銀行bankofcommunications交通銀行mutualsavingsbank互助儲(chǔ)蓄銀行postofficesavingsbank郵局儲(chǔ)蓄銀行mtgagebankbuil

8、dingsociety抵押銀行industrialbank實(shí)業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備銀行teredbank特許銀行crespondingbank往來(lái)銀行investmentbank投資銀行merchantbankacceptingbank承兌銀行imptexptbank(EXIMBANK)進(jìn)出口銀行jointventurebank合資銀行moneyshopnativebank錢莊creditc

9、ooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會(huì)計(jì)businessaccounting商業(yè)會(huì)計(jì)costaccounting成本會(huì)計(jì)depreciationaccounting折舊會(huì)計(jì)generalledger總帳computerizedaccounting電腦化會(huì)計(jì)subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳journaldaybook

10、日記帳，流水帳baddebts壞帳investment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟(jì)周期economicboom經(jīng)濟(jì)繁榮economicrecession經(jīng)濟(jì)衰退economicdepression經(jīng)濟(jì)蕭條economiccrisis經(jīng)濟(jì)危機(jī)economicrecovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增

11、值internationalbalanceofpayment國(guó)際收支favourablebalance順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨internationalmoarysystem國(guó)際貨幣制度thepurchasingpowerofmoney貨幣購(gòu)買力countersign聯(lián)署payingbank付款行transferable可轉(zhuǎn)讓holderinduecourse正當(dāng)持

12、票人holderinvalue有代價(jià)持票人overdue過(guò)期dishonouredcheque拒付支票counterm取消reporepurchaseagreement回購(gòu)協(xié)議garnisheeder向第三債務(wù)人下達(dá)的資產(chǎn)扣押令windingup停業(yè)清理securedloan擔(dān)保貸款overdraft透支realestatemtgage房地產(chǎn)抵押chattelmtgage動(dòng)產(chǎn)抵押inpresenceof提示reimbursement償還

13、access準(zhǔn)入withholdinginteresttax預(yù)扣稅custodian保管automatictellermachine自動(dòng)取款機(jī)personalidentitynumber密碼.個(gè)人識(shí)別號(hào)passbook存折insurancebroker保險(xiǎn)經(jīng)紀(jì)人hirepurchase租購(gòu)wkingcapitalloan周轉(zhuǎn)資金startuploan創(chuàng)業(yè)貸款syndicatedloan辛迪加貸款projectfinancing項(xiàng)目融資f

14、eigntradefinancing對(duì)外貿(mào)易融資currentassets流動(dòng)資產(chǎn)accountsreceivable應(yīng)收帳款agentbank代理行drawdownperiod支用期graceperiod寬限期principle本金tombstone證券發(fā)行公告factingfacilities保理業(yè)務(wù)opencredit無(wú)擔(dān)保貸款fact保理lessee承租人less出租人nonresourse無(wú)追索權(quán)financiallease金

15、融租賃operatinglease經(jīng)營(yíng)租賃fullpayoutlease支付租賃truelease真實(shí)租賃conditionallease條件租賃leveragelease杠桿租賃electronicdateinterchangeservices電子數(shù)據(jù)交換服務(wù)retailbank商業(yè)零售銀行privatebank私人銀行merchantbank商人銀行riskpreference風(fēng)險(xiǎn)偏好risktakinginvest甘冒風(fēng)險(xiǎn)的投資者

16、riskaversioninvest逃避風(fēng)險(xiǎn)的投資者macroeconomiciented以宏觀經(jīng)濟(jì)為導(dǎo)向的equitiesigination股票發(fā)行venturecapitalfinancing風(fēng)險(xiǎn)資本融資thespread價(jià)差interestrateswap利率互換leveragebuyout杠桿收購(gòu)junkbond垃圾債券redchips紅籌股“h“sharesH股trustee受托人collection托收productionc

17、ost生產(chǎn)成本productioncombination生產(chǎn)聯(lián)合comparativeadvantage相對(duì)優(yōu)勢(shì)dleagent中間代理eliminateexchangerisk消除外匯風(fēng)險(xiǎn)shippinginsurance海險(xiǎn)guarantee擔(dān)保perfmancebond履約保證imptcredit進(jìn)口信貸dividends分紅moneytransfer轉(zhuǎn)帳bankdraft銀行匯票mailtransfer信匯telegraphic

18、transfer電匯testkey測(cè)試密鑰telex電報(bào)SocietyfWldInterbankFinancialTelecommunications環(huán)球銀行間金融電訊協(xié)會(huì)stardizedfmat標(biāo)準(zhǔn)格式clearinghouse結(jié)算所computercode電腦代碼additionalcost附加成本feignexchangerate外匯匯率swing浮動(dòng)spotrate現(xiàn)匯匯率marketrate市場(chǎng)匯率crossrate交叉匯率

19、fwardexchangecontract遠(yuǎn)期外匯合同currencyfuturecontract貨幣期貨合同quotation報(bào)價(jià)單rollingfex展期外匯optiononfeignexchange外匯期權(quán)strikeprice執(zhí)行價(jià)格expirydate到期日calloption多頭期頭putoption空頭期權(quán)feignexchangehedge外匯套期保值feignexchangeswap外匯掉期superannuation

20、養(yǎng)老基金pensionfunds退休基金brokeragefee經(jīng)紀(jì)人傭金optimumprofit最高收益canon標(biāo)準(zhǔn)illegalactivities非法行為speculativepurpose投機(jī)目的repaymentschedule還款安排balancesheet資產(chǎn)負(fù)債表incomestatement利潤(rùn)表longtermloan長(zhǎng)期貸款countryrisk國(guó)別風(fēng)險(xiǎn)quantitativeyardstick定量的評(píng)判標(biāo)準(zhǔn)c

21、reditrisk信用風(fēng)險(xiǎn)riskassessment風(fēng)險(xiǎn)評(píng)估m(xù)argin保證金legalauthity法定權(quán)力memumarticlesofassociation公司章程cushionofassets資產(chǎn)緩沖safetitle所有權(quán)creditreferenceagency信用查詢機(jī)構(gòu)creditsting信用狀況consumerloan消費(fèi)信貸bonus獎(jiǎng)金gratuity退休金trackrecd工作履歷minsaccount未成年