網(wǎng)絡(luò)p2p借貸行業(yè)發(fā)展與監(jiān)管模式分析——以人人貸為例

1、及缺少政府監(jiān)管的現(xiàn)狀，從法律、政府監(jiān)管，行業(yè)自律，信息披露、征信體系、網(wǎng)絡(luò)借貸文化的培養(yǎng)等十個方面對中國P2P網(wǎng)絡(luò)借貸提出政府監(jiān)管對策。本文的討論，即使沒有切中問題的肯綮，至少是一種值得的嘗試。關(guān)鍵詞：人人貸，監(jiān)管模式，P2P網(wǎng)絡(luò)借貸，互聯(lián)網(wǎng)金融IIrenrendaiwasfoundedin2010through4yearsofdevelopmentitbecomeChinasP2Ponlinelendingindustryleader

2、itspathofdevelopmentonlineofflinebusinessmodelisthecurrentonlineofP2Penterprisesfollow，Itsbusinessrangebiginfluence，Make“renrendai“isequivalenttotheP2Ponlinelending，Isthesocalled:“remarkabletoseeonlyonespot“throughthestu

3、dyofthisindustryleaderanalyzetheproblemsoftheindustrytomakethenanalyzesthesupervisionmode，ComparisonismadebyrunningthecurrentdevelopmentsituationofdomesticfeignP2PwklendingtypicalP2PwklendingindustrythesameindustryinChin

4、aanalysestheexistingproblemsChinaP2PwklendingindustryriskdiscussesthefeignP2PwklendingtogovernmentregulationmeasuresaccdingtotheriskproblemsofP2Pwklendingindustrythestatusquoofthelackofgovernmentsupervisionfromthelegalgo

5、vernmentregulationindustryselfregulationgovernmentregulationproposedP2Pwklendingtenaspectsofinfmationdisclosurecreditsystemwklendingsculture，Thediscussioninthispaperevenifthereisnoproblemtohitisatleastatry.Keywds：renrend