我國保險(xiǎn)公司經(jīng)營效率實(shí)證研究.pdf

1、桂林工學(xué)院碩士學(xué)位論文我國保險(xiǎn)公司經(jīng)營效率實(shí)證研究姓名：袁藝申請學(xué)位級別：碩士專業(yè)：企業(yè)管理指導(dǎo)教師：謝磊20070401桂林工學(xué)院碩士學(xué)位論文AbstractAstheimportantpartoffinancialsystenlinsurancetakcsanimportantpositioninsocietyeconomicgrowthSince1980，promotedbyiIImcpolicyofreformationando

2、pening，ChineseinsurancehasexperiencedasegmentofdevelopmentattopspeedandhasbeoneoftbequickestdevelopingindusⅡyofnationaleconomyHoweverthekeythatinsmallcesdevelopmentliesinisefficiencynotspeedEmphasizingonmarketsh撕showings

3、olicitudeforscaleexpansionexcessivelyandignoringmssandefficiencyarebigdefectofChineseinsuranceSinceChinahasbeentheWTO’SmemberalargeamountofforeigncapitalentersChineseinstwancemarketplaceindifferentapproachthecutthroatcom

4、petitionwithinthelimitedareaandbusinessfieldbetweentheforeignanddomesticinsurancecompaniesbecomefrK鵬intenseWiththefactthatschedulcdtimeofopeningpolicyprotectiontoinsurancehasendedtheforeigninsultshasgainedequalconditionc

5、onditionwimthedomesticinsurancecompanyin2005InthepastithappenedthatthemarketplacepatternandcompetingcircmnstancesofChineseinsuranceindustryhavebeengiganticallychangedAsaresult，researchingtheefficiencyoftheinsuranceindust

6、ryhascertaintheoreticalandrealisticsignificancenmpaperinvestigatestheefficiencyoftheinsuranceindustryinourcountryOVertheperiod2002200511”sampleconsistsof41firmsincluding20lifehealthcompaniesand21propertyliabilityonesAfte

7、ranalyzingthebasicmeaningofinsuranceefficiencythepapercomputedtheinsurancecompaIlies’syntheticalefficiencytechnologyefficiencyscaleefficiencyandscalevalidityefficiencychangesandSOonwithDEAanalysismethodandMalmquistexpone

8、ntmethod，andiIlspectedrespectivelytotheassetsscale，businessareaproprietaryrightformandoperatingperiodTheresultsshowthatthereisalargescalegapofefficiencyamongtheinsurancecompaniesthenationwidecompanieshavehigherperformanc

9、eefficiencyrelatively；n塘mostcompanyhasshownthestrongtrendofscaleincreasing；Coparmershipandcorporationwitllforeigncapitalinsurancecompanieshavehighertechnologyefficiencyandstrongerabilitytoinnovate，butthesyntheticaleffici

10、encyislowerthanChinesecompaniesobviouslybecauseofrestrictingbusinessarea；WimilIthescheduledtimemostinsurancecompaIlius’performanceefficiencyhasgotrise；Demonstrationresultshowthatcompanysperformanceefficiencyhasbeennotabl

11、yeffectedtolifeinsurancebythelengthofoperatingpeno正Atlust，thepaperputsforwardthemajorchannelstopromotethemceindustryefficiencyofourcountrysuchasseekingtheappropriateproducingscale，reinforcingtalentedpersonteamcouslxactio