保險(xiǎn)代理人考試題模擬5含答案

1、ThisConferenceisbymunicipalStingCommitteeresearchdecidedheldofmaintaskisindepthlearningimplementXIGeneralSecretaryon“twolearnado“l(fā)earningeducationofimptantindicatesspiritprovincialSecretaryXXXimptantspeechspiritaccdingto

2、centraldeploymentprovincialrequirementsonIcity“twolearnado“l(fā)earningeducationwkfarrangementsdeploymenteducationguideGeneralmembersfurtherfirmidealfaithkeeponpartyloyaltysetbreezeuprightcouragetoplayasfinprovincefirstfullb

3、uiltwelloffsocialBuildinghigherlevelsofecologicalvitalitycityprovideastrongganizationalguaranteeofhappiness.Allpartymembersinthe“ConstitutionPartyrulesseriesofspeechesbequalifiedpartymembers“educationPartyCentralCommitte

4、etodeepentheinnerpartyeducationadvancingthecomprehensiveyetanotherimptantpracticeinstrictlyadministeringthepartyistopromotetheinnerpartyeducationfrom“keyminity“tothevastnumberofpartymembersexpedfromtheconcentrationofimpt

5、antmeasurestoextendeducationtoregulareducationisleadingthetaskofpartybuildingthisyear.ThisyeartheXIGeneralSecretaryonmanyoccasions“two“studyeducationissuedinstructionsprofoundlyillustratesthesignificanceofeducationbrilli

6、antlydescribestheoverallobjectivesbasicrequirementsmaintasksofeducationmadeclearthatthemainresponsibilityoftheheadofthepartyganizationatalllevelsshallcarryoutpointintherightdirectionftheustocarryoutstudyeducationprovidet

7、hefundamentalfollow.OnApril6LiuYunshanComradeZhaoLejiinCentral“two“Fumoneducationalwkacarefuldeploymentofthiswkputfwardaclearrequirement.OnApril13thePartySecretaryXieFuzhanDirectoftheprovincialpeoplesCongresstheprovinces

8、“two“studyeducationalConferencemadespecificarrangementstocarryoutstudyeducationintheprovince.Wewanttoseriouslystudyledfurtherimplementation.PartyaccdingtothespiritoftheCentralprovincialrequirementsbasedonactualcityresear

9、chhasdevelopeda“two“educationalprogrammesstudycontentsspecificprogrammeswewanttopayspecialattentiontofollowup.NowImakeafewremarks.Firstdeepeningunderstingenhancinggrasp“two“educationalresponsibilitysincethepartys18Comrad

10、eXIJinpingasGeneralSecretaryoftheCPCCentralCommitteemadeaseriesofmajdeploymentaroundthepartysconstructionmakingaseriesofpunchconstructionofanewpoliticalstylestheaspirationsofthePartygreatlycondensed.“Two“studyeducationre

11、flectstheinterlockingstepbystepfurtherpromotethecomprehensivestrictlyadministeringthepartysfirmdeterminationpoliticalwilltopushfwardthe“fourcomprehensive“strategyisofgreatsignificance.Weshouldbesupptedbypoliticaloverallh

12、eightdeepunderstingof“two“studyeducationonstrengtheningeducationofpartymemberscadresbuildingacontingentofcadreswithhighqualitymaintainingdevelopingthepartysadvancednaturepurityofthesignificanceofpracticalthoughtactionint

13、oCentralprovincialrequirements.Firstthe“two“studyeducationiscontinuouslystrengtheningthepartysideologicalpoliticalconstructionofmajdeployment.Attachimptancetopartyideologyisthespecialtyofourpartysincethepartys18distincta

14、cteristicofstrictlyadministeringtheparty.XIGeneralSecretarypointedoutthatourpartymustimproveitselfthefirsttaskistostrengthenideologicalpoliticalconstructionthekeyistheeducationalmanagementofpartymemberscadres.Atpresentth

15、eideasvalueshavebecomeincreasinglyactivesocialtrendsarelargelystirringblendculturalexchangesthecomplexityofthesituationdrovesomepartymembersideologicalpoliticalproblemsthereisanurgentneedtostrengthenpartyideology:clearin

16、gthefogwascentering.Likesomebeliefconfused“threeaconfidence“insufficientpraisedWesternvalueconceptsomespiritemptynotletterMartyletterghostssomepoliticaldisciplinerelaxationinpartynotstatementspartynotlovepartynotnursingp

17、artynotfpartyevendeniedpartyofsomemostbasicofprinciplespositionsomeganizationdisciplinelaxnotbyprovidesparticipateinpartyofganisednotcompletedpartydistributionoftasknotbypartyofganizationprinciplesdosomeegoismseriouspeop

18、leraceLeeselfdealingsomedepressedescaperesponsibilityOmissionnotasgoodassomemaldeclineviolatingpublicmalityprofessionalethicsfamilyvirtuesnotpersonalmalitysomehonestyselfdisciplineawarenessisnotstrongwithnofearlawlessnes

19、sabusecruptionamongpoliticalsoon.TheseproblemsafterallignetheConstitutionPartyrulesigneadvancedtheylackofsenseofconsciousnessconsciousnesspioneerofthepartyhasalottodowithit.ThoughtbelieffaithsticktothespiritualpursuitofC

20、ommunistshasalwaysbeentheCommuniststosettledownatall.“Two“studyeducationistoenableeachpartytopartyrulesetchedintheheartofthepartyConstitutionspeechintoaseriesofpowerfulweaponclearingthebarriersgainthefettersofthemindimpr

21、ovetheideologicalpoliticalqualitywthyoftheglioustitleofthepartymembers.Secondthe“two“studyeducationcomprehensivelystrengthentheconstructionofgrassrootspartyganizationspartymembersisanimptant...Awakeourpartymemberspartyga

22、nizationsespeciallyatthegrassrootslevelsomeofthepartymembersqualityisnothighlaxdisciplinesomeprimarypartyganizationsareweaklaxwipedoutsomegrassrootscadresaschaosasthickfriendseatingsoon.Theseproblemsarelike1.考慮到健康保險(xiǎn)的特殊性，

23、一些國(guó)家把健康保險(xiǎn)和人身意外考慮到健康保險(xiǎn)的特殊性，一些國(guó)家把健康保險(xiǎn)和人身意外傷害保險(xiǎn)一并列為（傷害保險(xiǎn)一并列為（B）A.A.第四領(lǐng)域業(yè)務(wù)第四領(lǐng)域業(yè)務(wù)B.B.第三領(lǐng)域業(yè)務(wù)第三領(lǐng)域業(yè)務(wù)C.C.第二領(lǐng)域業(yè)第二領(lǐng)域業(yè)務(wù)D.D.第一領(lǐng)域業(yè)務(wù)第一領(lǐng)域業(yè)務(wù)2、王某投保人身意外傷害保險(xiǎn)一份，保險(xiǎn)期限為、王某投保人身意外傷害保險(xiǎn)一份，保險(xiǎn)期限為20012001年1月1日至日至20022002年1月1日，并且合同規(guī)定的責(zé)任期限為日，并且合同規(guī)定的責(zé)任期

24、限為180180天。假如王某與天。假如王某與20012001年2月1日遭受意外傷害事故，在事故日遭受意外傷害事故，在事故發(fā)生后的發(fā)生后的180180天內(nèi)均未發(fā)現(xiàn)造成殘疾的跡象，但是與天內(nèi)均未發(fā)現(xiàn)造成殘疾的跡象，但是與20012001年9月1日傷病復(fù)發(fā)，并于日傷病復(fù)發(fā)，并于20012001年1010月1日被鑒定為重度傷殘。日被鑒定為重度傷殘。則保險(xiǎn)人對(duì)此事故的正確的處理意見(jiàn)是（則保險(xiǎn)人對(duì)此事故的正確的處理意見(jiàn)是（A）A.A.不承擔(dān)保險(xiǎn)責(zé)任

25、不承擔(dān)保險(xiǎn)責(zé)任B.B.部分承擔(dān)保險(xiǎn)責(zé)任部分承擔(dān)保險(xiǎn)責(zé)任C.C.承擔(dān)保險(xiǎn)承擔(dān)保險(xiǎn)責(zé)任責(zé)任D.D.有條件承擔(dān)保險(xiǎn)責(zé)任有條件承擔(dān)保險(xiǎn)責(zé)任3.3.根據(jù)我國(guó)機(jī)動(dòng)車(chē)輛損失保險(xiǎn)條款規(guī)定，保險(xiǎn)人應(yīng)該負(fù)責(zé)賠償根據(jù)我國(guó)機(jī)動(dòng)車(chē)輛損失保險(xiǎn)條款規(guī)定，保險(xiǎn)人應(yīng)該負(fù)責(zé)賠償?shù)呐鲎彩鹿视校ǖ呐鲎彩鹿视校ˋ）A.A.保險(xiǎn)車(chē)輛撞到樹(shù)上起火燒毀保險(xiǎn)車(chē)輛撞到樹(shù)上起火燒毀B.B.保險(xiǎn)車(chē)輛司機(jī)突然開(kāi)門(mén)將一騎摩托車(chē)的人撞倒導(dǎo)致車(chē)毀人亡保險(xiǎn)車(chē)輛司機(jī)突然開(kāi)門(mén)將一騎摩托車(chē)的人撞倒導(dǎo)致車(chē)毀人

26、亡C.C.保險(xiǎn)車(chē)輛倒車(chē)時(shí)將一行人撞死保險(xiǎn)車(chē)輛倒車(chē)時(shí)將一行人撞死D.D.載貨保險(xiǎn)車(chē)輛所載貨物撞毀路邊的房屋，造成房屋損毀載貨保險(xiǎn)車(chē)輛所載貨物撞毀路邊的房屋，造成房屋損毀4.4.在按比例給付型重大疾病保險(xiǎn)中，當(dāng)被保險(xiǎn)人罹患某一種重在按比例給付型重大疾病保險(xiǎn)中，當(dāng)被保險(xiǎn)人罹患某一種重大疾病時(shí)，保險(xiǎn)人承擔(dān)的保險(xiǎn)責(zé)任是（大疾病時(shí)，保險(xiǎn)人承擔(dān)的保險(xiǎn)責(zé)任是（B）A.A.按重大疾病保險(xiǎn)金額的一定比例給付，且死亡保障為零按重大疾病保險(xiǎn)金額的一定比例給付，

27、且死亡保障為零B.按重大疾病保險(xiǎn)金額的一定比例給付，且死亡保障不變按重大疾病保險(xiǎn)金額的一定比例給付，且死亡保障不變C.C.按重大疾病保險(xiǎn)金額的全部數(shù)額給付，且死亡保障為零按重大疾病保險(xiǎn)金額的全部數(shù)額給付，且死亡保障為零D.D.按重大疾病保險(xiǎn)金額的全部數(shù)額給付，且死亡保障不變按重大疾病保險(xiǎn)金額的全部數(shù)額給付，且死亡保障不變5.5.根據(jù)保險(xiǎn)代位求償原則，在財(cái)產(chǎn)保險(xiǎn)中，保險(xiǎn)人對(duì)導(dǎo)致標(biāo)的根據(jù)保險(xiǎn)代位求償原則，在財(cái)產(chǎn)保險(xiǎn)中，保險(xiǎn)人對(duì)導(dǎo)致標(biāo)的受損的

28、第三者取得請(qǐng)求賠償權(quán)利的途徑是（受損的第三者取得請(qǐng)求賠償權(quán)利的途徑是（B）A.A.協(xié)商取得協(xié)商取得B.B.依法取得依法取得C.C.調(diào)解取得調(diào)解取得D.D.依合同取得依合同取得6.6.在我國(guó)保險(xiǎn)實(shí)踐中，暫保單的有效期一般為（在我國(guó)保險(xiǎn)實(shí)踐中，暫保單的有效期一般為（B）A.60A.60天B.B.3030天C.10C.10天D.90D.90天7.7.根據(jù)我國(guó)消費(fèi)者權(quán)益保護(hù)法的規(guī)定，經(jīng)營(yíng)者提供商品或者服根據(jù)我國(guó)消費(fèi)者權(quán)益保護(hù)法的規(guī)定，經(jīng)營(yíng)者提供

29、商品或者服務(wù)應(yīng)當(dāng)按照國(guó)家有關(guān)規(guī)定或者商業(yè)慣例向消費(fèi)者出具（務(wù)應(yīng)當(dāng)按照國(guó)家有關(guān)規(guī)定或者商業(yè)慣例向消費(fèi)者出具（D）ThisConferenceisbymunicipalStingCommitteeresearchdecidedheldofmaintaskisindepthlearningimplementXIGeneralSecretaryon“twolearnado“l(fā)earningeducationofimptantindicatess

30、piritprovincialSecretaryXXXimptantspeechspiritaccdingtocentraldeploymentprovincialrequirementsonIcity“twolearnado“l(fā)earningeducationwkfarrangementsdeploymenteducationguideGeneralmembersfurtherfirmidealfaithkeeponpartyloya

31、ltysetbreezeuprightcouragetoplayasfinprovincefirstfullbuiltwelloffsocialBuildinghigherlevelsofecologicalvitalitycityprovideastrongganizationalguaranteeofhappiness.Allpartymembersinthe“ConstitutionPartyrulesseriesofspeech

32、esbequalifiedpartymembers“educationPartyCentralCommitteetodeepentheinnerpartyeducationadvancingthecomprehensiveyetanotherimptantpracticeinstrictlyadministeringthepartyistopromotetheinnerpartyeducationfrom“keyminity“tothe

33、vastnumberofpartymembersexpedfromtheconcentrationofimptantmeasurestoextendeducationtoregulareducationisleadingthetaskofpartybuildingthisyear.ThisyeartheXIGeneralSecretaryonmanyoccasions“two“studyeducationissuedinstructio

34、nsprofoundlyillustratesthesignificanceofeducationbrilliantlydescribestheoverallobjectivesbasicrequirementsmaintasksofeducationmadeclearthatthemainresponsibilityoftheheadofthepartyganizationatalllevelsshallcarryoutpointin

35、therightdirectionftheustocarryoutstudyeducationprovidethefundamentalfollow.OnApril6LiuYunshanComradeZhaoLejiinCentral“two“Fumoneducationalwkacarefuldeploymentofthiswkputfwardaclearrequirement.OnApril13thePartySecretaryXi

36、eFuzhanDirectoftheprovincialpeoplesCongresstheprovinces“two“studyeducationalConferencemadespecificarrangementstocarryoutstudyeducationintheprovince.Wewanttoseriouslystudyledfurtherimplementation.Partyaccdingtothespiritof

37、theCentralprovincialrequirementsbasedonactualcityresearchhasdevelopeda“two“educationalprogrammesstudycontentsspecificprogrammeswewanttopayspecialattentiontofollowup.NowImakeafewremarks.Firstdeepeningunderstingenhancinggr

38、asp“two“educationalresponsibilitysincethepartys18ComradeXIJinpingasGeneralSecretaryoftheCPCCentralCommitteemadeaseriesofmajdeploymentaroundthepartysconstructionmakingaseriesofpunchconstructionofanewpoliticalstylestheaspi

39、rationsofthePartygreatlycondensed.“Two“studyeducationreflectstheinterlockingstepbystepfurtherpromotethecomprehensivestrictlyadministeringthepartysfirmdeterminationpoliticalwilltopushfwardthe“fourcomprehensive“strategyiso

40、fgreatsignificance.Weshouldbesupptedbypoliticaloverall試卷14第3頁(yè)heightdeepunderstingof“two“studyeducationonstrengtheningeducationofpartymemberscadresbuildingacontingentofcadreswithhighqualitymaintainingdevelopingthepartysad

41、vancednaturepurityofthesignificanceofpracticalthoughtactionintoCentralprovincialrequirements.Firstthe“two“studyeducationiscontinuouslystrengtheningthepartysideologicalpoliticalconstructionofmajdeployment.Attachimptanceto

42、partyideologyisthespecialtyofourpartysincethepartys18distinctacteristicofstrictlyadministeringtheparty.XIGeneralSecretarypointedoutthatourpartymustimproveitselfthefirsttaskistostrengthenideologicalpoliticalconstructionth

43、ekeyistheeducationalmanagementofpartymemberscadres.Atpresenttheideasvalueshavebecomeincreasinglyactivesocialtrendsarelargelystirringblendculturalexchangesthecomplexityofthesituationdrovesomepartymembersideologicalpolitic

44、alproblemsthereisanurgentneedtostrengthenpartyideology:clearingthefogwascentering.Likesomebeliefconfused“threeaconfidence“insufficientpraisedWesternvalueconceptsomespiritemptynotletterMartyletterghostssomepoliticaldiscip

45、linerelaxationinpartynotstatementspartynotlovepartynotnursingpartynotfpartyevendeniedpartyofsomemostbasicofprinciplespositionsomeganizationdisciplinelaxnotbyprovidesparticipateinpartyofganisednotcompletedpartydistributio

46、noftasknotbypartyofganizationprinciplesdosomeegoismseriouspeopleraceLeeselfdealingsomedepressedescaperesponsibilityOmissionnotasgoodassomemaldeclineviolatingpublicmalityprofessionalethicsfamilyvirtuesnotpersonalmalitysom

47、ehonestyselfdisciplineawarenessisnotstrongwithnofearlawlessnessabusecruptionamongpoliticalsoon.TheseproblemsafterallignetheConstitutionPartyrulesigneadvancedtheylackofsenseofconsciousnessconsciousnesspioneerofthepartyhas

48、alottodowithit.ThoughtbelieffaithsticktothespiritualpursuitofCommunistshasalwaysbeentheCommuniststosettledownatall.“Two“studyeducationistoenableeachpartytopartyrulesetchedintheheartofthepartyConstitutionspeechintoaseries

49、ofpowerfulweaponclearingthebarriersgainthefettersofthemindimprovetheideologicalpoliticalqualitywthyoftheglioustitleofthepartymembers.Secondthe“two“studyeducationcomprehensivelystrengthentheconstructionofgrassrootspartyga

50、nizationspartymembersisanimptant...Awakeourpartymemberspartyganizationsespeciallyatthegrassrootslevelsomeofthepartymembersqualityisnothighlaxdisciplinesomeprimarypartyganizationsareweaklaxwipedoutsomegrassrootscadresasch

51、aosasthickfriendseatingsoon.Theseproblemsarelike1414.在失能收入損失保險(xiǎn)中，在致殘初期，如果被保險(xiǎn)人不能在失能收入損失保險(xiǎn)中，在致殘初期，如果被保險(xiǎn)人不能完成其慣常職業(yè)的基本任務(wù)，則可認(rèn)定為（完成其慣常職業(yè)的基本任務(wù)，則可認(rèn)定為（A）A.完全殘疾或完全喪失工作能力完全殘疾或完全喪失工作能力B.基本殘疾或完全喪失工基本殘疾或完全喪失工作能力作能力C.暫時(shí)殘疾或完全喪失工作能力暫時(shí)殘疾或完

52、全喪失工作能力D.期間殘疾或完全喪失工期間殘疾或完全喪失工作能力作能力15.15.當(dāng)投保人故意或重大過(guò)失未履行如實(shí)告知義務(wù)，足以影響當(dāng)投保人故意或重大過(guò)失未履行如實(shí)告知義務(wù)，足以影響保險(xiǎn)人決定是否承?；蛘咭院畏N費(fèi)率承保時(shí)，保險(xiǎn)人對(duì)此應(yīng)該保險(xiǎn)人決定是否承?；蛘咭院畏N費(fèi)率承保時(shí)，保險(xiǎn)人對(duì)此應(yīng)該采取的處理方式是（采取的處理方式是（B）A.A.變更合同變更合同B.B.解除合同解除合同C.C.宣布合同終止宣布合同終止D.D.宣布合同無(wú)效宣布合同無(wú)

53、效16.16.在法律上發(fā)生效力的死亡有多種情況，其中，訂有失蹤條在法律上發(fā)生效力的死亡有多種情況，其中，訂有失蹤條款的人身意外傷害保險(xiǎn)的保險(xiǎn)人承擔(dān)保險(xiǎn)責(zé)任的死亡可以是（款的人身意外傷害保險(xiǎn)的保險(xiǎn)人承擔(dān)保險(xiǎn)責(zé)任的死亡可以是（A）A.A.宣告死亡宣告死亡B.B.推斷死亡推斷死亡C.C.推理死亡推理死亡D.D.心理死亡心理死亡17.17.可以對(duì)不正當(dāng)競(jìng)爭(zhēng)行為進(jìn)行監(jiān)督檢查的主體應(yīng)是（可以對(duì)不正當(dāng)競(jìng)爭(zhēng)行為進(jìn)行監(jiān)督檢查的主體應(yīng)是（A）A.A.縣級(jí)以

54、上監(jiān)督檢查部門(mén)縣級(jí)以上監(jiān)督檢查部門(mén)B.B.鎮(zhèn)級(jí)以上監(jiān)督檢查部門(mén)鎮(zhèn)級(jí)以上監(jiān)督檢查部門(mén)C.C.鄉(xiāng)級(jí)以上監(jiān)督檢查部門(mén)鄉(xiāng)級(jí)以上監(jiān)督檢查部門(mén)D.D.村級(jí)以上監(jiān)督檢查部門(mén)村級(jí)以上監(jiān)督檢查部門(mén)18.18.按照交費(fèi)方式分類：終生壽險(xiǎn)的種類包括（按照交費(fèi)方式分類：終生壽險(xiǎn)的種類包括（D）A.A.月交終生壽險(xiǎn)，限期交費(fèi)終身壽險(xiǎn)和躉交終身壽險(xiǎn)月交終生壽險(xiǎn)，限期交費(fèi)終身壽險(xiǎn)和躉交終身壽險(xiǎn)B.B.季交終生壽險(xiǎn)，限期交費(fèi)終身壽險(xiǎn)和躉交終身壽險(xiǎn)季交終生壽險(xiǎn)，限期交費(fèi)