版的保險(xiǎn)代理人考試題

1、Wewillcontinuetoimprovethecompanysinternalcontrolsystemsteadyimprovementinabilitytomanagecontroloptimizebusinessprocessestoensuresmoothprocessesresponsibilitiesinplacetofurtherstrengtheninternalcontrolsplayacontrolpostin

2、dependentoversightroleofevaluationcomplyingwiththirdpartyresponsibilitytoactivelymakeuseofinternalaudittoolsdetectpotentialmanagementstreamlinestardizerelatedtransactionsstrengtheningoperationsinaccdancewithlaw.Deepening

3、theinfmationmanagementtoensurefullcommunication“zeroresistance“.ToconstantlyperfectERPBFSPIMISSCMinfmationsystembasedconstructionfullintegrationinfmationsystemachievedinfmationresourcessharedtoexpPtalsystemapplicationofb

4、readthdepthplayinfmationsystemonenterpriseofAssistantroletoperfectdailyrunmaintenanceoperationofrecdspromoteproblemreasonsanalysissystemhovertostrengtheningBFSERPSCMtechnologyapplicationoftrainingimproveemployeesapplicat

5、ioninfmationsystemofcapacitylevel.Humanisticcaretoensure“zero.“TostrengtheningHumanitiescarecontinuestofostercompanywindcleargasareheartShunofcultureatmospherestrengtheninglovehelpedtrappedcaredifficultemployeescarriedou

6、tstyleactivitiesrichemployeeslifestrengtheninghealthlabourprotectionganizationcareerhealthmedicalcontrolcareeragainstcontinuestoimplementationpsychologicalwarningpreventionsystemtrainingemployeeshealthofacterstableofmood

7、enterprisingofattitudecreatedfriendlyfraternityofHumanitiesenvironment.Tostrengthenriskmanagementensurethatthebusinessof“zerorisk“.Tostrengthenedbusinessplansmanagementwillbusinessbusinessplanscovertoalllevelensurethebus

8、inesscancontrolincontroltocloseconcernfinancialcoalelectriclinkageenergysavingschedulingnationalpolicytrendsstrengtheningtrackactiveshouldtoimplementationStateownedassetsmethodfurtherspecificationbusinessfinancialmanagem

9、enttoperfectrisktubecontrolsystemachievedriskrecognitionmeasureassessmentreptcontrolfeedbackofclosedringmanagementimproveriskpreventioncapacity.Tofurtherstardizetradingstrivetoachieve“accdingtolawstardizefair.“Innovation

10、ofperfmancemanagementtoensurethatpotentialemployees“zerofly“.Tostrengthenperfmancemanagementprocesscontrolenhanceemployeeevaluationlevelsofeffectivecommunicationtoimproveperfmancemanagement.Tofurtherquantifyrefineemploye

11、estards...Wkfullplaypartybranchmembersin“fivetypeEnterprise“constructionintheofcerolefightingftressrolepioneermodelroletocontinuestostrengthening“fourgood“l(fā)eadershipconstructionplaylevelscadresinenterprisedevelopmentinth

12、eofbackbonebackboneroletofullstrengtheningmembersyouthwkfullplayyouthemployeesincompanydevelopmentintheoffceroletoimproveindependentCommissionagainstcruptionwklevelstrengtheningonenterprisebusinesskeylinkofeffectivenessm

13、onited.maintainstability.Tofurtherstrengthenpublicityeducationimprovetheoveralllegalsystem.Wemuststrengthensafetymanagementestablishimprovetheeducationsupervisionevaluationasoneofthetrafficsafetymanagementmechanism.Tocon

14、scientiouslysumuptheOlympicsecuritycontrolspromotingintegratedmanagementtoahigherlevelhigherstardsahigherlevelofdevelopment.EmployeestodayislunarcalendaronDecember24theoxBellisabouttoringatthistimeofyearweclearlyfeelthep

15、ulseoftheXXpowergenerationcompanytoflourishtomeclearlyhearXXpowergenerationcompaniesmaturesymmetrybreathing.Recallingpastoneanotheracrossarailingweareenthusiasticfullofconfidence.Futuredevelopmentopptunitieswemeexcitingf

16、ightmespirited.Employeesletustogetheracross2013fullofchallengesopptunitiestocreateagreenlowcostoperationfullofhumanecareofawldclasspowergenerationcompanywkhard!TheoccasionoftheSpringFestivalmysincerewishthatyouthefamilie

17、softhestaffinthenewyeargoodhealthhappyhappy!全真模擬習(xí)題選擇題選擇題1.在壽險(xiǎn)契約保全中，保險(xiǎn)人對客戶交費(fèi)方式、交費(fèi)期間、領(lǐng)取方式等項(xiàng)目的變更以及變更投保人（受益人）、增減保額、增加或取消保險(xiǎn)責(zé)任條款，對合同內(nèi)容做補(bǔ)充告知等提供服務(wù)，這些服務(wù)所涉及的壽險(xiǎn)契約保全屬于（）A.保險(xiǎn)關(guān)系轉(zhuǎn)移B.合同內(nèi)容轉(zhuǎn)移C.合同權(quán)益行使D.保險(xiǎn)金和退保金的給付2.在我國，保險(xiǎn)代理機(jī)構(gòu)的種類包括（）A.專業(yè)保險(xiǎn)代理

18、機(jī)構(gòu)和保險(xiǎn)兼業(yè)代理機(jī)構(gòu)B.專業(yè)保險(xiǎn)代理機(jī)構(gòu)和個(gè)人保險(xiǎn)代理機(jī)構(gòu)C.綜合保險(xiǎn)代理機(jī)構(gòu)和保險(xiǎn)兼業(yè)代理機(jī)構(gòu)D.綜合保險(xiǎn)代理機(jī)構(gòu)和個(gè)人保險(xiǎn)代理機(jī)構(gòu)3.各種不同類型的保險(xiǎn)合同中，單一風(fēng)險(xiǎn)合同是指（）A.被保險(xiǎn)人只能為一人的保險(xiǎn)合同B.只能有單個(gè)保險(xiǎn)人承保的保險(xiǎn)合同C.只承保一種風(fēng)險(xiǎn)責(zé)任的保險(xiǎn)合同D.只承保特殊風(fēng)險(xiǎn)的保險(xiǎn)合同4.根據(jù)中國保監(jiān)會(huì)發(fā)布的《保險(xiǎn)代理從業(yè)人員職業(yè)道德指引》，在我國保險(xiǎn)代理從業(yè)人員職業(yè)道德道德主體部分7個(gè)道德原則中包括（）等A.

19、獨(dú)立執(zhí)業(yè)原則B.專業(yè)勝任原則C.友好合作原則D.客觀公正原則5.根據(jù)反不正當(dāng)競爭法的規(guī)定，當(dāng)事人對監(jiān)督檢查部門作出的出發(fā)決定不服可以向上一級主管機(jī)關(guān)申請復(fù)議。申請復(fù)議的期間應(yīng)為（）A.自收到出發(fā)決定之日起15日內(nèi)B.自收到處罰決定之日起30日內(nèi)C.自收到處罰決定之日期60日內(nèi)D.自收到處罰決定之日起90日內(nèi)6.投保人因貪污行為所取得的利益不能作為保險(xiǎn)利益投保，這一情況說明投保人所具有的保險(xiǎn)利益應(yīng)該是（）A.經(jīng)濟(jì)上有價(jià)的利益B.確定的利益

20、C.具有利害關(guān)系的利益D.合法的利益7.根據(jù)《民法通則》規(guī)定，對于“依照法律規(guī)定或者按照雙方當(dāng)事人約定，應(yīng)當(dāng)由本人實(shí)施的民事法律行為”的代理選擇的規(guī)定是（）A.可以選擇委托代理B.可以選擇法定代理C.不得選擇代理D.可以選擇指定代理8.我國特有的一種貨物運(yùn)輸保險(xiǎn)的原始形式是（）A.洋行B.鏢局C.票號(hào)D.當(dāng)鋪9.《保險(xiǎn)營銷員管理規(guī)定》的施行日期是（）A.2006年7月1日B.2006年8月1日C.2006年10月1日D.2006年9月1

21、日10.在我國意外傷害保險(xiǎn)經(jīng)營實(shí)務(wù)中，保險(xiǎn)人對于及短期意外傷害保險(xiǎn)的被保險(xiǎn)人進(jìn)行風(fēng)險(xiǎn)程度評價(jià)的主要依據(jù)是（）A.被保險(xiǎn)人所從事活動(dòng)的遠(yuǎn)近B.被保險(xiǎn)人所從事活動(dòng)的性質(zhì)C.被保險(xiǎn)人所從事活動(dòng)的規(guī)模D.被保險(xiǎn)人所從事活動(dòng)的設(shè)想11.意外傷害保險(xiǎn)的含義之一是必須有客觀的意外事故發(fā)生，且事故原因必須是（）A.意外的、偶然的和不可預(yù)見的B.意外的、客觀的和不可預(yù)見的C.意外的、必然的和可預(yù)見的D.意外的、客觀的和可預(yù)見的12.我國機(jī)動(dòng)車輛保險(xiǎn)條款規(guī)

22、定，被保險(xiǎn)人必須對保險(xiǎn)車輛妥善保管，使用，保養(yǎng)，使之處于正常狀態(tài)。從保證形式看，該保證屬于（）A默示保證B.明示保證C.事實(shí)保證D.確認(rèn)保證13.制定團(tuán)體保險(xiǎn)費(fèi)率時(shí)考慮的主要因素是（）A.該團(tuán)體的理賠記錄B.該團(tuán)體的工作性質(zhì)C.該團(tuán)體的職業(yè)特點(diǎn)D.該團(tuán)體的死亡率14.最普遍、最基本的保險(xiǎn)合同終止原因是（）A.因死亡而終止B.因標(biāo)的滅失而終止C.因期限屆滿而終止D.因履行而終止Wewillcontinuetoimprovethecompa

23、nysinternalcontrolsystemsteadyimprovementinabilitytomanagecontroloptimizebusinessprocessestoensuresmoothprocessesresponsibilitiesinplacetofurtherstrengtheninternalcontrolsplayacontrolpostindependentoversightroleofevaluat

24、ioncomplyingwiththirdpartyresponsibilitytoactivelymakeuseofinternalaudittoolsdetectpotentialmanagementstreamlinestardizerelatedtransactionsstrengtheningoperationsinaccdancewithlaw.Deepeningtheinfmationmanagementtoensuref

25、ullcommunication“zeroresistance“.ToconstantlyperfectERPBFSPIMISSCMinfmationsystembasedconstructionfullintegrationinfmationsystemachievedinfmationresourcessharedtoexpPtalsystemapplicationofbreadthdepthplayinfmationsystemo

26、nenterpriseofAssistantroletoperfectdailyrunmaintenanceoperationofrecdspromoteproblemreasonsanalysissystemhovertostrengtheningBFSERPSCMtechnologyapplicationoftrainingimproveemployeesapplicationinfmationsystemofcapacitylev

27、el.Humanisticcaretoensure“zero.“TostrengtheningHumanitiescarecontinuestofostercompanywindcleargasareheartShunofcultureatmospherestrengtheninglovehelpedtrappedcaredifficultemployeescarriedoutstyleactivitiesrichemployeesli

28、festrengtheninghealthlabourprotectionganizationcareerhealthmedicalcontrolcareeragainstcontinuestoimplementationpsychologicalwarningpreventionsystemtrainingemployeeshealthofacterstableofmoodenterprisingofattitudecreatedfr

29、iendlyfraternityofHumanitiesenvironment.Tostrengthenriskmanagementensurethatthebusinessof“zerorisk“.Tostrengthenedbusinessplansmanagementwillbusinessbusinessplanscovertoalllevelensurethebusinesscancontrolincontroltoclose

30、concernfinancialcoalelectriclinkageenergysavingschedulingnationalpolicytrendsstrengtheningtrackactiveshouldtoimplementationStateownedassetsmethodfurtherspecificationbusinessfinancialmanagementtoperfectrisktubecontrolsyst

31、emachievedriskrecognitionmeasureassessmentreptcontrolfeedbackofclosedringmanagementimproveriskpreventioncapacity.Tofurtherstardizetradingstrivetoachieve“accdingtolawstardizefair.“Innovationofperfmancemanagementtoensureth

32、atpotentialemployees“zerofly“.Tostrengthenperfmancemanagementprocesscontrolenhanceemployeeevaluationlevelsofeffectivecommunicationtoimproveperfmancemanagement.Tofurtherquantifyrefineemployeestards...Wkfullplaypartybranch

33、membersin“fivetypeEnterprise“constructionintheofcerolefightingftressrolepioneermodelroletocontinuestostrengthening“fourgood“l(fā)eadershipconstructionplaylevelscadresinenterprisedevelopmentintheofbackbonebackboneroletofullst

34、rengtheningmembersyouthwkfullplayyouthemployeesincompanydevelopmentintheoffceroletoimproveindependentCommissionagainstcruptionwklevelstrengtheningonenterprisebusinesskeylinkofeffectivenessmonited.maintainstability.Tofurt

35、herstrengthenpublicityeducationimprovetheoveralllegalsystem.Wemuststrengthensafetymanagementestablishimprovetheeducationsupervisionevaluationasoneofthetrafficsafetymanagementmechanism.ToconscientiouslysumuptheOlympicsecu

36、ritycontrolspromotingintegratedmanagementtoahigherlevelhigherstardsahigherlevelofdevelopment.EmployeestodayislunarcalendaronDecember24theoxBellisabouttoringatthistimeofyearweclearlyfeelthepulseoftheXXpowergenerationcompa

37、nytoflourishtomeclearlyhearXXpowergenerationcompaniesmaturesymmetrybreathing.Recallingpastoneanotheracrossarailingweareenthusiasticfullofconfidence.Futuredevelopmentopptunitieswemeexcitingfightmespirited.Employeesletusto

38、getheracross2013fullofchallengesopptunitiestocreateagreenlowcostoperationfullofhumanecareofawldclasspowergenerationcompanywkhard!TheoccasionoftheSpringFestivalmysincerewishthatyouthefamiliesofthestaffinthenewyeargoodheal

39、thhappyhappy!26.海水養(yǎng)殖保險(xiǎn)中特約承包的責(zé)任包括（）A.自然災(zāi)害造成的流失B.疾病引起的死亡C.不老引起的死亡D.缺氧浮頭死亡27.分紅保險(xiǎn)分配給客戶的保單紅利源于保單盈余，而保單盈余的來源包括（）A.利差益B.利差損C.匯兌益D.匯兌損28.保險(xiǎn)中，以疾病的發(fā)生為給付保險(xiǎn)金條件的保險(xiǎn)稱為（）A.收入保險(xiǎn)B.疾病保險(xiǎn)C.費(fèi)用保險(xiǎn)D.醫(yī)療保險(xiǎn)29.產(chǎn)品責(zé)任保險(xiǎn)標(biāo)的中所包括的責(zé)任是（）A.產(chǎn)品侵權(quán)責(zé)任B.產(chǎn)品違約責(zé)任C.產(chǎn)品

40、過失責(zé)任D.產(chǎn)品間接責(zé)任30.根據(jù)《保險(xiǎn)營銷員管理規(guī)定》，保險(xiǎn)營銷員不得與非法從事保險(xiǎn)業(yè)務(wù)、保險(xiǎn)中介機(jī)構(gòu)或者個(gè)人發(fā)生（）A.一般社會(huì)交往B.保險(xiǎn)業(yè)務(wù)往來C.債權(quán)債務(wù)關(guān)系D.經(jīng)濟(jì)業(yè)務(wù)往來31.根據(jù)我國消費(fèi)者權(quán)益保護(hù)法的規(guī)定，經(jīng)營者以通知、聲明的方式作出對消費(fèi)者不公平、不合理的規(guī)定的，將導(dǎo)致（）A.該通知、聲明中對消費(fèi)者不公平、不合理的規(guī)定無效B.該通知、聲明終止C.該通知、聲明中止D.該通知、聲明全部無效32.影響國內(nèi)貨物運(yùn)輸保險(xiǎn)費(fèi)率厘定

41、的主要因素有（）等A.運(yùn)輸時(shí)間B.運(yùn)輸區(qū)域C.運(yùn)輸人員D.運(yùn)輸工具33.我國核發(fā)《保險(xiǎn)代理從業(yè)人員資格證書》的機(jī)構(gòu)是（）A.行業(yè)協(xié)會(huì)B.國家人事部C.保險(xiǎn)公司D.中國保監(jiān)會(huì)34.下列所列出的出口保險(xiǎn)業(yè)務(wù)中，適合投保短期出口信用保險(xiǎn)的業(yè)務(wù)是（）A.飛機(jī)出口業(yè)務(wù)B.船舶出口業(yè)務(wù)C.消費(fèi)性制成品出口業(yè)務(wù)D.大型生產(chǎn)線出口業(yè)務(wù)35.投資連結(jié)保險(xiǎn)的交費(fèi)機(jī)制有兩種，其中一種方式是在固定繳費(fèi)基礎(chǔ)上增加一個(gè)特殊規(guī)定，即（）A.保險(xiǎn)費(fèi)附加B.保險(xiǎn)費(fèi)限額C

42、.保險(xiǎn)費(fèi)假期D.保險(xiǎn)費(fèi)扣除36.根據(jù)2008年2月1日開始實(shí)行的新的責(zé)任限額方案，被保險(xiǎn)機(jī)動(dòng)車在道路交通事故中負(fù)有責(zé)任的，財(cái)產(chǎn)損失賠償限額為（）A.2000元B.10000元C.元D.20000元37.按照我國保險(xiǎn)法的規(guī)定，投保人履行如實(shí)告知義務(wù)時(shí)，遵循的原則是（）A.詢問告知原則B.全部告知原則C.部分告知原則D.無限告知原則38.根據(jù)《民法通則》的規(guī)定，公民下落不明滿兩年，利害關(guān)系人可向人民法院申請（）A.死亡宣告B.逃亡宣告C.失

43、蹤宣告D.暫時(shí)失蹤宣告39.根據(jù)《保險(xiǎn)營銷員管理規(guī)定》，中國保監(jiān)會(huì)披露保險(xiǎn)營銷員資格證書、展業(yè)證、以及保險(xiǎn)營銷員的誠信記錄的載體是（）A.指定媒體和網(wǎng)站B.內(nèi)部簡報(bào)和文件C.指定媒體和文件D.內(nèi)部簡報(bào)和網(wǎng)站40.在爭議處理中，通過法院對另一方當(dāng)事人提出權(quán)益主張，由人民法院依法定程序解決爭議、進(jìn)行裁決的爭議處理方式是（）A.辯解B.協(xié)商C.仲裁D.訴訟41.人壽保險(xiǎn)的標(biāo)的是（）A.人的健康B.人的職業(yè)C.人的壽命D.人的身體42.共同海損