互聯(lián)網(wǎng)金融風(fēng)險(xiǎn)研究——以p2p為例

1、互聯(lián)網(wǎng)金融風(fēng)險(xiǎn)研究：以P2P為例摘要文章首先主要介紹了互聯(lián)網(wǎng)金融的概念以及國(guó)內(nèi)外近幾年的發(fā)展?fàn)顩r以及理論實(shí)踐，其次選取互聯(lián)網(wǎng)金融最具代表性的P2P網(wǎng)絡(luò)借貸平臺(tái)來(lái)進(jìn)行分析，并分析P2P網(wǎng)絡(luò)借貸平臺(tái)數(shù)量爆發(fā)性增長(zhǎng)的原因，以及其帶來(lái)的各種法律問(wèn)題和信用問(wèn)題。最后通過(guò)P2P網(wǎng)絡(luò)借貸平臺(tái)的問(wèn)題來(lái)分析互聯(lián)網(wǎng)金融在發(fā)展初期出現(xiàn)的以上問(wèn)題，并運(yùn)用國(guó)內(nèi)外互聯(lián)網(wǎng)金融理論對(duì)其生存環(huán)境進(jìn)行具體分析，提出風(fēng)險(xiǎn)規(guī)避、完善法律制度、建立完善信用體質(zhì)等政策建議。關(guān)鍵詞

2、：關(guān)鍵詞：互聯(lián)網(wǎng)金融；P2P；金融風(fēng)險(xiǎn)RiskofInterBanking:ACaseStudyinP2PABSTRACTThearticlefirstintroducestheconceptofhomeabroadinrecentyearsthedevelopmentoftheInterthetheypracticeoffinancefollowedbyInterbankingthemostrepresentativeP2Plendi

3、ngplatfmfwkanalysiswkanalysisofthenumberofP2Plendingplatfmexplosivegrowthcausesitbringsavarietyoflegalissuescreditproblems.FinallytheproblemofP2PwklendingplatfmtoanalyzethedevelopmentofInterbankingintheearlyemergenceofth

4、eseproblemsusetheInterathomeabroadfitslivingenvironmentoffinancialtheyspecificanalysisriskaversionimprovethelegalsystemestablishimprovethephysicalconditionofthecreditpolicyrecommendations.Keywds:InterbankingP2Pfinancialr