清遠(yuǎn)地區(qū)農(nóng)村普惠金融體系構(gòu)建研究.pdf

1、蘭州大學(xué)碩士學(xué)位論文清遠(yuǎn)地區(qū)農(nóng)村普惠金融體系構(gòu)建研究姓名：譚霖申請(qǐng)學(xué)位級(jí)別：碩士專(zhuān)業(yè)：工商管理指導(dǎo)教師：萬(wàn)紅波20090901MBA學(xué)位論文作者；譚霖清遠(yuǎn)地區(qū)農(nóng)村普惠金融體系構(gòu)建研究ABSTRACTEversincealongtimeago，thethreeruralissueshavebeenabigconcernforoureconomicdevelopmentandthesocialharmonyandstabilityThere

2、，howtodevelopourruralfinanceand’guidetheflowoffoundstothethreeareas，isthekey幻solvingthethreemralissuesWiththedeepeningofruraleconomicrestructuringinourcountrythegraveinsufficientproblemsupplyingdisplaysoutfinancesuddenly

3、moreoverseriouslyrestrictedtheconstructionofthesocialismnewcountrysideThepersoninchargeofSKS，Wick啪Secura，pointedoutonWallStreetJournalthatthepoorestpeoplea陀difficulttogetcreditThegovernmentisshortofthepolicytoadvanceands

4、upervisethepetryloan，moreoverthereisn’tlawtoguidetheindustryFromanalysisoftheInstitutionaleconomicsangle，ruralfinanceistheinstitutionalarrangementdeeplyrootedinruraleconomicaccordingtothedevelopmentruleoftheeconomicsthed

5、evelopmentoftheeconomicanditss缸u(yù)cturedeterminesthedevelopmentofthefinanceandthereformofitsstructure，Therefore，analyzingruraleconomicanditscharacteristics，fromtheperspectiveoffinancestructuring，istheonlywaytofindthedirect

6、ionoftheruralfinanceandtopromotethedevelopmentoftheruralproductiveforcesIntheplainareasofGuangdongprovince，primarilyChuChiangDeltaandChaoShahplainarepredominantaresineconomicdevelopmentHoweverinteriormountains，whicharefa

7、rawayfiomeconomiccentre，haveunderdevelopedcommodityeconomybehindhandtechnologyandinfrastructure，scantytalentedpersonsandfoundNowadaystheproblemsinruralfinanceshowashortsupplyofruralfinancialresourcesandurbanresidentsOnea

8、spectiscapitaloutflowbankdeposittransfertothecitycontinuously；Ontheotherhand，peasantsa北shortoffinancingchanneB，thereisdisequilibriumbetweenthesupplyandthedemandinruralfinancialservice，andthecommunitylevelfinancialinstitu

9、tionsaleinefficienciesandlackofcompetitionPromotingtoestablishinclusivefinancialsystemwouldbebeneficialforabundantdisabledgroupswhowereexcludedfromfinancialservicesystemFinallytolerancefinancesystemopensforallofthepeople

10、，includingmorepoorandmorefarawayareaswhereweredifficulttoaccessMicrocreditisthebestfinancialformforpovertyalleviation，satisfyingthepoorpeople’demandsofthefinanceItisnecessaryforfinancialcirclestovigorouslyexpansemicrocre

11、ditpopularizeinclusivefinancialservice，andstructurecomprehensiveruralfinancialsystemOnthebasisofinterpretingtheconnotationandstructureoftheinclusivefinancialsystem，summarizingthemodesandexperiencesofmicrocreditofferedthe