亞洲金融危機的道德風(fēng)險研究及對我國金融安全的啟示.pdf

1、中國科學(xué)技術(shù)大學(xué)碩士學(xué)位論文亞洲金融危機的道德風(fēng)險研究及對我國金融安全的啟示姓名：韓磊申請學(xué)位級別：碩士專業(yè)：管理科學(xué)與工程指導(dǎo)教師：王相寧20050401中國科學(xué)技術(shù)大學(xué)碩士學(xué)位論文AbstractSince804inlastcentuly，F(xiàn)inancialCrisisOccursfrequentlywiththerapidstepsoftheintegrationofdifferenteconomicandtheglobaliza

2、tionandtheeffectoftheFinancialCrisisismoreseriouslyAsianCrisisoccurredin1997wasthemostseriouslyandwidelyspreadingFinancialCrisisinthehistoryItcrashedtheeconomicinthecountrieswhichhadtheAsianCrisisAftertheAsianCrisis，thee

3、conomists仃iedtoexplainthecrisisthrougllthefirstandthesecondgenerationofthetheoryoftheFinancialCrisisButtheyfoundthattheycannotexplainitcorrectlybythemSotheeconomiststhoughtoutthethirdgenerationofthetheoryoftheFinancialCr

4、isisthemodelofthemoralhazardinthefinancialcrisisAlthoughtheeconomistshaveexplainedthemodelofthemoralhazardinthefinancialcrisisanddiscussthesourceoftheAsianCrisisinthetheoryfield，theyusedpracticetesttoprovethemodelofthemo

5、ralhazardinthefinancialcrisisrarelySothispaperdiscusestheAsianCrisisagainusingtheeconomicaldataandprovesthesourceoftheAsianCrisisistheMoralHazardThispaperteststhemodelofthemoralhazardinthefinancialcrisisinpracticalfieldt

6、ooChinadidnothavetheFinancialCrisisin1997，butChinahastheproblemofMoralHazardinitsfinancialsystemtoo，especiallyinthesystemofthebanksandthesecuritiesmarketThisphenomenonissimilarwiththeAsiancountriesbeforetheAsiancrisis，an

7、dthisfactorthreatstheFinanciaISecurityofChinaInthefirstpartofthispapegthepapergivesthedefinitionoftheFinancialCrisisandthedifferenttypesoftheFinancialCrisisThenthepaperhasanoverviewofthehistoryoftheFinanciaICrisisAtend，t

8、hepapergivesaconclusionofthefeatureandtheeffectingextentoftheFinancialCrisisthathadhappened，InthesecondpartofthispapegthepaperhasanoverviewofthejungleofthetheoryoftheFinancialCrisisAndgivestheclearlyexplanationofthefirst

9、madthesecondgenerationofthetheoryoftheFinancialCrisisAttheendofthispart，thepapergivestheopinionthethreegenerationsofthetheoriesoftheFinancialCrisiSInthethirdpartofthispaperthepaperanalysistheproblemsoftheoverdebtsandtheo

10、verinvestmentdrivenfromitinThailandKoreaandChinaAlltheanalysisabovearebasedonthemodelofthemoralhazardinthefinancialcrisisdiscussedbyCorsctti、PesentiandRoubiniThepaperfindthattherearefactsoftheoverdebtsandtheoverinvestmen