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1、Unit21listening退休和投退休和投資Walterwantstoretirewithinthenextfewyears.Hehasbeenwkingatthesamecompanyfover15yearsasanaccountant.Duringthattimehe’sbeensavinghismoneypayingoffthatdebt.Howeverevenwithhissavingsinvestmentsheisn’ts
2、urethathewillhaveenoughmoneyfretirement.Ifitdoesn’thewillhavetokeeponwkingwhichdependsonthecompany.Fnowthecompanyisok.Butit’snolongergrowingasfastasitusedto.Whethernothecankeeponhiswkingwillalsodependonhishealth.Ftunatel
3、yheisingoodhealth.Butheknowsthatthatcouldchangeinanytime.Ifhefelldownhadastrokeitcouldfcehimtostopwking.Ifthathappenedhewouldhavetorelyonhissavingsotherassetstosurvive.Soonlaterheknowshishealthwilldeclinehewillhavetostop
4、wking.Soheneedstoprepare.Mostofhiswealthisinthefmofcompanystockthevalueofhishome.Bothoftheseareatrisk.Thecompanystockmaygodownthevalueofhishomemayalsofall.Thecompanyhewksfisapharmaceutical(制藥的)company.Itdevelopsnewdrugsw
5、hichisriskybusinesssellsthemwldwide.It’sexpensivetodevelopnewdrugsitcantakeaverylongtimetogetanewdrugapproved.Withoutgovernmentapprovalitcan’tbesoldwhichcanresultinahugeloss.Anotherthreatthecompanycomesfromfeigncompetiti
6、onwhichisgettingstronger.Thecompanyhasalsostartedtomovesomeofitsresearchesproductionfacilitiesoversees.Salarylevelislowertherethequalityofthefeignwkersisgettingbetter.Asaresultthecompanyhastoreduceitslocalhiringit’snolon
7、gergivinglargebonuses.Onethingheisconsideringistosellhisshareinthecompany.Hecouldbegintosellalittleatatimereinvestthemoneyinsomewhereelse.ButwherewouldheinvestHedoesn’tknowmuchaboutinvestingseveralofhisfriendhavelostalot
8、bymakingabadinvestment.Investinginrealrestatethestockmarketcouldbeveryrisky.Inthebestcasehewillmakealotofmoney.Ifthathappenedhecouldfinallyretireenjoyacomftablelife.Ontheotherhinthewstcasehisinvestmentscouldresultinahuge
9、loss.Ifthathappenedhewouldn’tbeabletoenjoyhisretirement.Hewouldn’tbeabletotraveldoanyofthingsthathe’sdreamedaboutdoing.Sonowhehastodecidewhatheshoulddo.Shouldhebegintosellhisstockinthecompanyshouldhewaituntilheactuallyne
10、edsthemoney.Ifhesoldnowhewillhavetodecidewhattodowiththemoney.Hisinvestmentcouldturnoutwellitcouldturnouttobeadisaster.Ontheotherhifyoudecidetowaitanythingwilldependonhiscompany.Theoneadvantagehehaswiththisoptionsishe’sb
11、eingontheinsideofthecompany.Withhisinsiderinfmationhecanpredictthecompany’sshottermfuture.Thisisespeciallytruebecauseasanaccounthehasanaccesstothecompany’sfinancialdata.Ifthingsstarttogobadlyhecanbegintosellhisstockavoid
12、abigloss.Otherwiseit’sprobablysafertokeepthestockhopethatthecompanydoeswellevenifitsgrowthratedeclines.Sofnowthatisprobablywhatheshoulddo.IfyouwerehewhatwouldyoudoUnit21reading在線相親和運(yùn)和運(yùn)動(dòng)受傷IsonlinedatingkillingloveAfairmai
13、denisguardedbyadragon.Ahsomeprincemustslay(殺)thedragontosaveher.Thenmagicallytheyfallinlovelivehappilyeverafter.Traditionalstiestendtoemphasizethefantasticmagicalsideoflove.Fateplaysmatchmaker(媒人).Strangersseeeachotherfr
14、omacrossaroominstantlyknowthattheyaredestinedtobetogether.Itisn’tdifficulttoimaginetwostrangerscomingtogetherfallinginlovedespitetheirdifferences.Itsuggeststhatloveischallenginguncertainincomprehensible.Butwithmepeopleus
15、ingonlinedatingservicesaverydifferentkindoflovehasemerged:onethatisscientificconvenientselfdirected.Itminimizesriskprovidesachoicelikeonamenu.Thereisanonymityavoidance(逃避)ofimmediaterejection.Meetingtermsarenegotiatedonl
16、ine.Onlinedatingalsoallowsthesettingofpreconditions.Computeralgithms(程序)excludeundesirabletraits(個(gè)性特征)suchasthewronghaircolraceage.Buttheyalsoexcluderomness.Theyreducethechancesofmeetingsomeonedifferentsomeonewhocouldcha
17、llengeone’sromanticideals.Insteadtheyfindthepartnerwethinkwewantexcludeeveryoneelse.Asaresultwecouldbemissingtheopptunityofalifetimetomeetsomeonewewouldneverhaveexpectedtofallinlovewith.Perhapsthisnewwayrepresentsameeffi
18、cientfmofromance.Traditionalideasoflovemaybeenchanting(迷人的)–butaretheyusefulLonelinessbedomarelessexcitingthanchanceencountersbuttheyrepresentthemerealisticsideoflove.Alltoooftenpeoplehavesufferedthroughhaddateshumiliati
19、ons(羞辱).Iftheycouldjustchoosewhattheywanted.Wouldn’titsavetimereducesufferingHoweverbychoosingpartnersbasedonourpreconceivedideaswemaybeindulginginourillusions.Insteadoflettingourselvesgrowwithsomeonelovebecomesmeaboutlo
20、okingfourselvesintheother.Whatifwedon’tknowourselvesaswellaswethinkPerhapsloveisn’taboutknowingwhatwewant.Perhapsit’saboutbeingopentounimaginedpossibilities.SptinjuriesSptinjuriesareinjuriesthathappentoathletesparticipat
21、inginsptingevents.Inmanycasesthesetypesofinjuriesareduetooveruseofapartofthebody.Fexamplerunner’skneeisapainfulconditionassociatedwithrunningwhiletenniselbowisafmofrepetitivestressinjuryattheelbow.Othertypesofinjuriessuc
22、hasabrokenbonecanbecausedbyhardcontactwithsomething.Injuriesareacommonoccurrenceinprofessionalsptsmostteamshaveastaffoftrainerscloseconnectionstothemedicalcommunity.Controversyhasarisenattimeswhenteamshavemadedecisionsth
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