畢業(yè)論文商業(yè)銀行金融創(chuàng)新對(duì)策

1、重慶工商大學(xué)派斯學(xué)院投資經(jīng)濟(jì)專業(yè)畢業(yè)論文第1頁(yè)共16頁(yè)商業(yè)銀行金融創(chuàng)新對(duì)策引言：近期召開的中央經(jīng)濟(jì)工作會(huì)議和全國(guó)金融工作會(huì)議，為我國(guó)下一階段的經(jīng)濟(jì)金融工作指明了方向，為我國(guó)今后一個(gè)時(shí)期的銀行業(yè)發(fā)展確定了基調(diào)?；仡欉^去，我國(guó)銀行業(yè)自十六大以來，在黨中央、國(guó)務(wù)院的果斷決策和正確領(lǐng)導(dǎo)下，在改革中穩(wěn)步前行，在創(chuàng)新中不斷發(fā)展，建立了現(xiàn)代公司治理架構(gòu)，持續(xù)提升了全面風(fēng)險(xiǎn)管理能力，成功抵御了國(guó)際金融危機(jī)的沖擊，有力支持了我國(guó)國(guó)民經(jīng)濟(jì)發(fā)展，取得了舉世矚

2、目的成就。展望未來，世界經(jīng)濟(jì)持續(xù)低迷，我國(guó)經(jīng)濟(jì)增速放緩，國(guó)際監(jiān)管規(guī)則趨嚴(yán)，金融市場(chǎng)競(jìng)爭(zhēng)加劇，將給我國(guó)銀行業(yè)的改革發(fā)展和創(chuàng)新帶來新的挑戰(zhàn)。下一階段，作為服務(wù)國(guó)民經(jīng)濟(jì)發(fā)展的銀行系統(tǒng)，必須堅(jiān)持科學(xué)發(fā)展觀，全面貫徹落實(shí)中央經(jīng)濟(jì)工作會(huì)議和全國(guó)金融工作會(huì)議精神，切實(shí)做到“六個(gè)準(zhǔn)確把握”，進(jìn)一步轉(zhuǎn)變發(fā)展方式，進(jìn)一步強(qiáng)化風(fēng)險(xiǎn)管控，進(jìn)一步提升對(duì)實(shí)體經(jīng)濟(jì)的服務(wù)水平。重慶工商大學(xué)派斯學(xué)院投資經(jīng)濟(jì)專業(yè)畢業(yè)論文第3頁(yè)共16頁(yè)Abstract：Sincethere

3、fmopenpolicyourcountrybankingopennessofincreasegraduallybankingfinancialinnovationisincreasing.InfinancialofglobalintegrationtodayourBanksarefacingchallengesopptunities.Bothstimulatefinancialinnovationpowerinthefinancial

4、innovationatthesametimeimprovetheefficiencyofriskpreventionabilitythisisourcountrybankinginthefiercecompetitioninthesustainabledevelopmentoftheimptantway.FinancialinnovationistopointtocommercialBanksindertoadapttotherequ

5、irementofeconomicdevelopmentbyintroducingnewtechnologyusingthenewstrategysetupanewganizationexplenewmarketinthestrategicdecisionthesystemarrangementinstitutionalsetuppersonnelpreparationmanagementmodebusinessprocessfinan

6、cialproductsofvariousactivitiesinnewendbodyftheriskmanagementoftheabilitytoimprovecreatingupdatetoprovideserviceproductsservicemode.Thebankisthebasicpurposeoffinancialinnovationdirectlytobroadenbusinessareasexpthescopeof

7、businesscreatemenewerfinancialproductsbetterfinancialconsumersinveststomeetthegrowingneedsoffinancialinstitutionsachievemaximizetheirowninterestsKeywds:FinancialglobalizationCompetitionFinancialinnovationBenefitmaximizat