財產(chǎn)險查勘手冊（平安）

1、1財產(chǎn)險理賠查勘手冊財產(chǎn)險理賠查勘手冊全國后援管理中心財產(chǎn)險兩核作業(yè)部全國后援管理中心財產(chǎn)險兩核作業(yè)部2006年3月PDFcreatedwithpdfFactyProtrialversion3責任險責任險......................................................................................................................

2、......................38一、責任保險概述................................................................................................................381.1責任保險概念.................................................................

3、..........................................381.2責任保險的分類.......................................................................................................381.3責任保險事故成立的要件...............................................

4、........................................381.4責任保險調(diào)查取證（現(xiàn)場查勘）的特征...............................................................38二、責任保險查勘規(guī)則...................................................................................

5、......................392.1責任保險查勘標準...................................................................................................392.2責任保險查勘前的準備工作.....................................................................

6、..............402.3事故現(xiàn)場調(diào)查取證...................................................................................................41三、各險種應采集的必要理賠單證.............................................................................

7、........423.1公眾責任險所需理賠單證.......................................................................................423.2雇主責任險所需理賠單證.......................................................................................433.3產(chǎn)

8、品責任險險所需理賠單證...................................................................................433.4醫(yī)療責任險所需理賠單證.......................................................................................443.5旅行社責任險所需理賠單證......

9、.............................................................................443.6校方責任險被保險人所需理賠單證.......................................................................45四、分險種現(xiàn)場查勘的注意事項....................................

10、.....................................................464.1雇主責任險的現(xiàn)場查勘...........................................................................................464..2產(chǎn)品責任保險的現(xiàn)場查勘............................................

11、..........................................474.3公眾責任險的現(xiàn)場查勘...........................................................................................474.4醫(yī)療責任險現(xiàn)場查勘..........................................................

12、.....................................48五、責任保險適用的部分相關(guān)法律.....................................................................................48六、責任保險查勘格式舉例...................................................................

13、..............................506.1雇主責任險現(xiàn)場查勘報告.......................................................................................506.2《雇主責任險現(xiàn)場查勘關(guān)鍵點位調(diào)查、判定表》................................................526.3調(diào)查筆錄....

14、..............................................................................................................546.4人員傷（亡）、費用審核報告.................................................................................55機損險機損險...

15、.........................................................................................................................................56一、查勘準備...........................................................................

16、.............................................561.1查勘派工與預約.......................................................................................................561.2查勘準備...................................................

17、...............................................................56二、現(xiàn)場查勘........................................................................................................................562.1調(diào)查事故經(jīng)過和事故原因.............

18、..........................................................................562.2受損標的查勘...........................................................................................................572.3材料收集原則.................

19、..........................................................................................572.4拍照..........................................................................................................................5

20、72.5查賬..........................................................................................................................58三、原因分析和責任認定...............................................................................

21、......................603.1事故原因分析...........................................................................................................603.2保險責任認定.....................................................................

22、......................................603.3三者責任..................................................................................................................60四、材料收集...................................................

23、.....................................................................604.1基本單證..................................................................................................................60PDFcreatedwithpdfFactyProt