基于 dea 分析法對二級分行效率的分析與 實證

1、摘 要 I 基于 DEA 分析法對二級分行效率的分析與 實證 The Analysis and Empirical Research on Effciency of Banks in Region Base on DEA Analytic Method （申請清華大學會計碩士專業(yè)學位論文） 培養(yǎng)單位：清華大學經管學院 北京國家會計學院 申請人：叢 峰 指導教師：盧力平副教授 二 00 八年十一月 優(yōu)秀學位論文評選入圍論文公示2

2、0 1 2 年全國會計碩士專業(yè)學位Abstract III Abstract Now with the development of word economic integration, the banking of our country faces larger and larger competition pressure. If the banking wants to develop continuously, it must

3、 improve its competitiveness. Efficiency is the concentrated reflection of the competitiveness of the bank. The paper can be divided into three parts： The first part introduces the significance of the research on commerc

4、ial bank efficiency. The second part introduces the methods that the paper advocates. Firstly, this part interprets the basic meaning of the bank efficiency. Secondly, it introduces the approaches applied in the research

5、es ： Parameter analysis approach and Non-parametric analysis approach. It also compares the advantages and disadvantages of the two kinds of approaches. At last, it introduces the core of this paper-the Data Envelopment

6、 Analysis and its principle and methodology. The third part is the specialized part of the paper - positive analysis part. Firstly, it put forward the proposal that the efficiency of China Construction Bank Tianjin branc

7、h should be raised by contrasting the operating data of the end of 2007 with other bank branches in Tianjin. Then, the paper chooses the DEA input-orientated models to computer the efficiency of 19 subsidiary organizatio

8、ns of CCB Tianjin branch in the region of 2007. On the basis of cost efficiency，it is resolved into allocative efficiency， purely technological efficiency and scale efficiency. And then, it draws the conclusion that the

9、poor cost efficiency is mainly for the poor scale efficiency. After that, according to the analysis result, it raises the improved suggestion concluding streamlining the staff and outlets, reducing the cost of deposits,

10、streamlining the fixed assets and adjusting the allocation of the expenses structure. The focus is the model for the expenses allocation policy by using the efficiency results. Keywords：Bank in region Efficiency analy