商業(yè)銀行關(guān)聯(lián)企業(yè)信貸風(fēng)險防范研究.pdf

1、大連理工大學(xué)碩士學(xué)位論文商業(yè)銀行關(guān)聯(lián)企業(yè)信貸風(fēng)險防范研究姓名：朱金暉申請學(xué)位級別：碩士專業(yè)：工商管理指導(dǎo)教師：劉彥文20071201商業(yè)銀行關(guān)聯(lián)企業(yè)信貸風(fēng)險防范研究Study&CountermeasureofCommercialBanks’CreditRiskonAffiliatedEnterpriseAbstractnesystemofaffiliatedenterpriseellhan嘲thebenefitofscaleandthe

2、abilityoffacingmarketcompetitionItalSOacceleratesthedevelopmentofmanyaffiliatedenterprisesButitisoftenusedbuysomeenterprisesimproperlyandisbecomingameasuretocheatbankcreditandescapefinancialliabilityatthe8antetime11他grou

3、pofaffiliatedenterprisesllsesthesystemtothreatenbankcreditfrommanysidesRecentlythesystemisdevelopingwithinbankbecausesomeenterprisesinvestintobank11leinvestmentiSadvantageoustothedevelopmentofbanksbutmeanwhileitmakesbank

4、becomeadrawingmachineforbigshareholders，whichinvadesthebenefitofsomesmallshareholdersandmakesbankfaceanotherkindofrisktheriskofaffiliatedenterpriseSoitisdifficultandimportantforcommercialbanktodealwiththeserisks眥ingthisi

5、SSIleasamaintopic，thearticleanalysesthekinds，causesandharmsofcreditriskthata氳liatedenterpriseleads協(xié)modemcommercialbankbyutilizinganalyticalmethodsastheoreticalanalysisanddemonstrationanalysis，qualitativeanalysisandquanti

6、tativeanalysisBased011international“p喇ence，thisarticlebringsforwardcounteH／leasuleSformoderncommercialbankonhowtofacethebankcreditthatthesystemOfamliatedenterprisebrings111eauthorputsforwardsthesecountermeasuresfromthe13

7、0intofviewofascholarwhocaresmuchaboutthedevelopmentoffinanceTbefirstpartofthisarticlein打oducesthreetypesofaffiliatedentcrpfiseandthetheoreticalbasisofthea伍liatedenterprise；ThesecondpartofthisarticleparticulariZCSfivekind

8、sofcreditrisksthattheaffiliatedenterprisecaoscs。itanalyseseachkindriskfromc勰offormationandharmitincludesrisksofthe桶l(fā)iatedguaranteerisksofthe緬liatedtransactionrisksoftheaffiliatedcreditratingrisksoftheaffiliatedlineofcred

9、it，poolingofcreditriskandthe棚liatedloanetcn地thesiscitesinternationalexpedencconhowtDdcalwiththecreditrisksthatthe炳liatedenterprisescaUSeSinthethirdpart；Inthefourthpartofthepapertheauthormakessomesuggestionsandcountermeas

10、uresbasingOntheexperienceandtakingrealityintoaccountTheuniquenessandereativityofthisthesisiSmainlyshownOlltwoaspects：ontheonehandthedefinitionof桶l(fā)iatedclientsprovidesabettersuiteddefinitionfortherealityThereforethearticl