銀行的未來赤道原則和項目融資市場【外文翻譯】

1、外文翻譯外文翻譯原文Bankingonthefuture:THEEQUATPRINCIPLEStheprojectfinancemarketMaterialSource:IFCAuth:SuellenLazarusWhen10banksadoptedtheEquatPrinciplesinJune2003littledidtheysuspectthattheywouldsoonchangethefaceofprojectfinancew

2、iththeirdecision.FromhumblebeginningstheEquatPrincipleshaveindeedalteredtheprojectfinancemarket.Therearenow27financialinstitutionsthathavecommittedtousingtheEquatPrinciplestomanageenvironmentalsocialriskintheirprojectfin

3、ancebusinesses.TheEquatbanksrepresentedabout75%oftheprojectfinancemarketin2003.WhataretheEquatPrinciplesTheyareasetofpoliciesproceduresfassessingmanagingmonitingenvironmentalsocialriskinprojectfinancelending.Ratherthanas

4、pirationalstatementsaboutprotectingtheenvironmenttheyprovideaclearmeasurablestardofsustainablegoodpractice.Imptantlytheyalsoprovideproceduresfenvironmentalsocialassessments.TheEquatPrinciplesarebasedontheenvironmentalsoc

5、ialpoliciesguidelinesoftheInternationalFinanceCpation(IFC)theprivatesectdevelopmentarmoftheWldBankGroup.TodaysuccessfulbroadsyndicationofaprojectfinancedealmeansEquatcomplianceisexpected.Thefactthatthishashappenedistesti

6、monytothechangethatisunderwayinthefinancialmarkets.EnvironmentalsocialStewardshipisnotjustseenassomethingthatisnicetodo.itisanessentialcomponentofriskmanagementgoodbusiness.Thetransfmationinbankthinkingonenvironmentalsoc

7、ialissuesstsinsharpcontrasttoattitudesofjustafewyearsago.Whilenotdisregardingenvironmentalsocialissuesmostbankssawtheseastheresponsibilityofprojectsponsswhoweretodetermineappropriatestardstoaccessmanagemonitcompliance.Co

8、nsistentstardsprocedureswerenotapplied.TheChangeinthebankingindustryreflectsagrowingawarenessconcernaboutbanksthatareotherwisecompetitsarenotaccustomedtosharingunlessinthecontextofadeal.Havingagreedtoprovidealevelplaying

9、fieldonenvironmentalsocialstardsthebanksareactivelywkingtogethertopromotebestpracticeinimplementationoftheprinciples.Regularcodinationmeetingsareheldtofacilitateimplementation.MostrecentlythebanksmetwithprojectsponssinLo

10、ndontoheartheirviewsontheunderlyingpoliciesproceduresofEquat.Attendingthemeetingswererepresentativesfromtheoilgasminingpowerindustriesaswellasseveralindustryassociations.Inlightofcivilsociety’sinterestinsuccessfulimpleme

11、ntationmonitingresultsoftheEquatPrinciplesthebanksarealsomeetingwithrepresentativesoftheseganizations.WithitspoliciesattheirfoundationIFChasarealstakeinEquat’ssuccess.IFChasnowprovidedtraininginitsenvironmentalsocialpoli

12、ciesprocedurestoalmost700staffat15Equatbankswithmescheduledinthecomingmonths.Trainingistailedtotheneedsoftheindividualbankreliesoncasestudiesdrawnfromthebank’sownexperiences.Understingthatsuccessfulimplementationdependso

13、nthesuccessfulinteractionofanumberofpartieswithinaninstitutionthebanksarenotonlytrainingprojectfinanceprofessionalsbutcreditofficerspublicaffairsmanagerslawyersevenBoardmembers.IFC’sSafeguardPoliciesfmanagingthesocialenv

14、ironmentalriskofprivatesectoperationsinemergingmarketsarecurrentlybeingupdatedIFCisconsultingwiththeEquatfinancialinstitutionsaswellasotherstakeholderssuchasgovernmentsclientsNGOsaspartoftheupdateprocess.Theupdateprocess

15、isdesignedtoclearlystateminimumrequirementsapplicabletoallprojectsstreamlinethepoliciesfeasierapplicationfillpolicygapsmefullyincpatetheconceptofsustainability.Asthebanksrelyonthesepoliciesitisvitalthattheytheirclientsun

16、derstarecomftablewiththeproposedchanges.Asenvironmentalsocialresponsibilityhasgrownsohastheexpectationthatfirmswillreptontheirsustainabilityperfmance.FtheEquatbankstootransparencywillbekeytopromotingaccountabilityrepting

17、onresultswillbecomeanimptantresponsibilityfeachbank.WhileclientconfidentialitywillpreventdisclosureofinfmationonindividualdealseachbankwillneedtoconsiderhowitreptsitsEquatperfmance.Manybanksalreadyissueregularsustainabil