我國(guó)家庭資產(chǎn)組合研究——基于女性對(duì)象的調(diào)查.pdf

1、東南大學(xué)碩士學(xué)位論文我國(guó)家庭資產(chǎn)組合研究基于女性對(duì)象的調(diào)查姓名：楊均申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：應(yīng)用經(jīng)濟(jì)學(xué)；金融學(xué)指導(dǎo)教師：朱濤20110307AStudyonHouseholdPortfoliosofChinaBasedontheSurveyofWomenAbstractIntraditionalresearchofhouseholdportfolios，itispotentiallyassumedthatthemainhomooecon

2、omicusanddoerismallActuallyithasbecomeincreasinglyapparentthatwomenhavetheabilitytoholduphalftheskyinsomefamilialeconomicactivitiesWiththepromotionofwomen’Seconomicandsocialstatusinfamilythestudyofwomen’Sportfolioshasope

3、nedupanewresearchangleinhouseholdfinance，whichisofgreatimportanceBasedonthecurrentstateofbothdomesticandforeignresearchers’studycombinedwiththeConsumption—SavingTheoryLiquidityConstraintTheoryRiskManagementTheoryandPortf

4、oliosTheorythemainfactorsthatinfluencehouseholdportfolioswillbedeterminedAccordingtothemethodofquestionnairesurveyspecificdataareobtainedbyquestionnairedesigningandfieldinvestigationOnthisbasis，wemakecomparativeanalysiso

5、fgenderdifferenceinassetholding，assetselectionsavingpurpose，liabilityholdingandriskassessmentByuseofSPSSl70fromtheperspectivesofallkindsofdemographiccharacteristics，suchasage，maritalstatus，educationoccupationandindividua

6、lannualincome，thedistributionstructureofwomen’SportfolipsisestimatedMeanwhile，it’Sexplainedthatamajorityofwomenhold4to6assetsamongl6assetsandhavediversifledportfoliosA1SO，theresultoffactoranalysisshowsthatindividualityfa

7、ctoreducationalbackgroundfactoroccupationalbackgroundfactorandemotionalfactorarethe4mainfactorsthathaveallimpactonwomen’SholdingofacertainassetTheLogisticregressionanalysisdemonstratesthatitssignificantthatthese4factorSa

8、ffectmostassets’holdingcase，butinthemodelofcash&deposits，noticedeposits，foreignexchange，futuresandcollectiontheydon’tpassthesignificanttestTheremaybesomeotherfactorsClassicalresearchhasemphasizedtheinfluenceoftimevariant

9、variablessuchaswealthincome，ageandSOontoassetholdingInthisthesis，accordingtothechangeofmaritalstatus，wedeeplyanalyzethedifferenceofassetholdingbetweensingleandmarriedwomenandtheimpactonwomenandmenwhentheyparticipateinass

10、etholdingactivitiesItiSpointedoutthatmarriageaffectswomen’SassetscaleandinvestmentdecisioninportfoliosholdingMaritalstatusiSanimportantfactorinthestudyofwomen’SportfoliosOnthegroundsofempiricalresearchitisrecognizedthatf

11、inancialinstitutionsshouldrealizewomen’SdemandscomprehensivelyandintensifythedevelopmentandadvertisementoffeminineproductsAstowomentheyshouldovemometheirweaknessininvestment，andchoosetheappropriatefinancialproductsandser