小微企業(yè)信用評(píng)級(jí)模型構(gòu)建研究—評(píng)級(jí)系統(tǒng)構(gòu)建

1、1廣州大學(xué)華軟軟件學(xué)院廣州大學(xué)華軟軟件學(xué)院畢業(yè)論文（設(shè)計(jì)）畢業(yè)論文（設(shè)計(jì)）課題名稱(chēng)課題名稱(chēng)小微企業(yè)信用評(píng)級(jí)模型構(gòu)建研究小微企業(yè)信用評(píng)級(jí)模型構(gòu)建研究——評(píng)級(jí)系統(tǒng)構(gòu)建評(píng)級(jí)系統(tǒng)構(gòu)建學(xué)院廣州大學(xué)華軟軟件學(xué)院廣州大學(xué)華軟軟件學(xué)院系別軟件工程系軟件工程系專(zhuān)業(yè)信息工程（金融信息工程）信息工程（金融信息工程）班級(jí)金融一班金融一班姓名鐘樹(shù)培鐘樹(shù)培學(xué)號(hào)11401231421140123142指導(dǎo)老師指導(dǎo)老師趙新成趙新成日期2015年4月1日3ABSTRAC

2、TCreditratingisaccdingtothecollectionofinfmationofmicrosmallcompanies’financialsituationprofitability，ratingtheirdebtpayingabilitythedegreeofsocialcredit.Therearesomanymicrosmallcompanies.However，theyhavedifficultyinrais

3、ingcapitalthuswebuiltacreditratingmodelthatfitsmicrosmallcompanies.Theevaluatingindicatofcreditratingmodelcanbedivideintoqualitativequantitativeindicatsaccdingtotheallfinancialdataofthecompanytheindexisdividedintomultile

4、velindexsystem.Usinganalytichierarchyprocess(AHP)toauantitativeanalysistheindexbuildingajudgementmatrixthatcancomparewithechootherthentheweightsusedcomputerdevelopmenttoolMATLABtocalculateeachindexgeneratesacompleteSmall

5、microbusinessescreditratingmodelatlast.ThesystemadoptsNodejsBSframewkMySQLdatabaseasadevelopmenttooldesignacreditratingsystemthatissuitablefmicrosmallenterprise.Thewholesystemconsistsofthreesubsystems:thebefethecreditrat