我國(guó)房貸證券化法律制度論析.pdf

1、湖南大學(xué)碩士學(xué)位論文我國(guó)房貸證券化法律制度論析姓名：夏鷗申請(qǐng)學(xué)位級(jí)別：碩士專(zhuān)業(yè)：經(jīng)濟(jì)法指導(dǎo)教師：劉士平20080420耋里窒絲蘭莖些鎏!!型些篁塹AbstractTher00mmoftgagelOansecuritiza“on，mosta3earlyasappearedinthe1970s‘sUS，andafterwardrapidlyexpandedinvariouscount“esThisisIhefinancialinnovati

2、onachievement，whichalsodevelopsa10ngwiththeunceasingresearchAlongwithourcountryhousingcreditquotagrowIh，thisinternationallyquitegeneralhousingfinanceinnoVationpattern，alsobeginsinourcounIrytostudyandtocarryOnthepolicydes

3、ignThelegalregjmeholdsthedecisiVestatusintheroomloansecuritizationmovement。OurcountryrOOmloansecuritizationalsohassomcinstjtutionalbarrierswhichatpresentwaitforrem。VingTheroomloansecuritizationlegalre百meresearch，isstudye

4、ditslegalprjncipletheoTyoflawfromthelegalslratificationplaneteston：thesystemdesigna玎dtheconsummationcountermeasure，topromoteourcountryroomloansecuritizationlawenVironmcntconsummationtoproVjdethetheoryinstruction，proVides

5、theprac￡icereferenceforourcountryroomloansecu“tjzationofpracticeoperationItutjlizesthematerialjsticdialectjcs，thelegalanalyticmethodaⅡdinthetheoryandactualunifiesoffoundationelaboratesourcountryr00mloaⅡsecu““zatlonlegalr

6、egime’spresentsitua“onandthetheorya矗dthepracticeIthasoutlinedtheresearchbackgroundandthesignificance，thedomesticandforeignresearchpresentsituation，thcreseafchmentalityandthemethod；Ithasanaiyzedgeneraloperationprocessofth

7、eroomloansecuritization，thefinancialbehaviorwayiniegalbasis，thepar“cjpationmainbodyinlegalstatus，theinteractiVeprocedureandtheinsIitutionalafrangementsiⅡlegalprincipletheoryoflawfoundatjonffomthelegalstratificationplane；

8、Especiallyfromthelegalstratificationplaneofselectiveanalysjsistoomloansecu“tizationmechanjsm，itispropOsedthatthreeimportantlegalprincjpletheOriesoflaware“theriskmechanism”，“thefinanciⅡgmechanism”and“theorganizationmechan

9、ism”Incarryingonourcountryroom10ansecu“tizationoflegalregimetoexistencebaf“ercombsandinthereasonanalysisfoundation，itpropOses0urcountryroOmloansecuritjzationperfectcountermeasureItispfoposedthatfjveprinciplesarepatternch

10、oice，perfectinglegislationcontent，thewidelylegalfield，thecoordinatedunification，p“nciplerefinement，fillnaw，andenhaⅡcementpotencyAndthenwithle舀slationmechanismimproVementoftheroomloansecuritizationinourcountry，itispropose