金融業(yè)綜合經(jīng)營的國際經(jīng)驗和我國模式的選擇.pdf

1、申請同濟(jì)大學(xué)經(jīng)濟(jì)學(xué)碩士學(xué)位論文金融業(yè)綜合經(jīng)營的國際經(jīng)驗和我國模式的選擇培養(yǎng)單位：一級學(xué)科：二級學(xué)科：研究生：指導(dǎo)教師：經(jīng)濟(jì)與管理學(xué)院應(yīng)用經(jīng)濟(jì)學(xué)金融學(xué)洪慧梅周平海教授二OO七年‘月AbstractAbstractSincethe1980s，theglobalfinancialindustryhasundergonetremendouschanges；oneofthemajorchangeisthatthefinancialinstitut

2、ionsbecamegrouppattern，giobalizationandmultioperationInalldevelopedcountries，separatedoperatingsysteminfinancewasbroken；theoperationalrestrictionsamongfinancialinstitutionshavebeenabolished，andthecooperationbetweenbankin

3、gsecurities，insuranceandotherfinancialinstitutionsgraduallyshifttodeepseatedDuring1990s，anumberofsuperfinancialgroupsbirthed，theirassetsarelargescaleandmultioperations，sotheyareabletoprovide”onestop”financialservicesandp

4、roductswhichincludingbanks，securities，insurance，trust，leasingandassetmanagementfortheworldwidecustomersAtpresent，China’sfinancialmarkethasemergedanumberoflargefinancialgroupssuchastheCITICGroup，ChinaEverbrightGroupetcThe

5、ywereresponsibleforthefullliberalizationofthefinancialsectorandinternationalfinancialgiants’competitionButinthemeantime，thesedomesticfinancialgroupshavemanyproblemsintheinternalconstmction，propertyrightssystemandbusiness

6、modeletcrelevantlawsandregulationshasnotyetbeenstartedTherefore，inChinathedevelopmentofthefinancialgroupmustbasedonChina’snationalconditionsAndthefirstjobistofindasuitablebusinessmodel，onlyonthisbasistofindthatweareablet

7、oadjustandimprovethegroup’sinternalcontrol，riskmanagement，Propertyandfinancialregulatoryreform亦ispaperisaimedatfindingacomprehensivebusinessmodelforChinasfinancialgroupAlthoughthefinancialindustryisstilloperatingundersep

8、aratesupervisionandoperation，howevef，multioperationinfinancebecomesatrendTherefore，itmustbestudiedintheinitialstageofthisissueotherwhilesitwouldleadtochaosThispaperattemptstoanalysisthethreetypicalintegratedbusinessmodel

9、sintheworldandcomparesthemtosumuptheapplicabilityadvantagesanddisadvantagesofthosemodelsThendOsomeresearchonthedevelopmentofChinasfinancialindustryFinallyputatheoreticalmodelforthemultioperationofChina’sfinancialindustry