中美汽車金融產(chǎn)品比較研究.pdf

1、中國科學(xué)技術(shù)大學(xué)碩士學(xué)位論文中美汽車金融產(chǎn)品比較研究姓名：賴亞萍申請學(xué)位級別：碩士專業(yè)：管理科學(xué)與工程指導(dǎo)教師：魯煒20060401中國科學(xué)技術(shù)大學(xué)碩士學(xué)位論文中美汽車金融產(chǎn)品比較研究AbstractDuetothedevelopmentofautoindustry，theincreaseofnationaIincome，theboostofmedium—incomefamiliesandchangesinpeople’Smindsde

2、mandforautomobileincreasesatahighrateMeanwhilethedesireforautomobilefinanceiSbecomingstrongerandstrongerAtpresent，theautomobilefinanciaIproductstructureinChinaiscomparativelysingle，andthestudiesonautomobilefinancialprodu

3、ctsaretheoreticallyscarceStartingfrOmtheautomobilefinancialproductstracingbackthedevelopmentandhistoryofautomobilefinancialproductsinUSandChinaandcomparingtheproductsnowadaysmustbeessentialfordevelopingandintroducingnewa

4、ppropriateproductstoservethedomesticcustomersHistoricallyitreviewsthedevelopmentofautomobilefinanciaIproductsinbothUSandChinaAccordingtothehistoricaItrackofUSautomobilefinanciaIproductsandthesituationsinchinaitinferredth

5、attheautomobilefinanciaIproductsinChinaaresteppinginaneweraInthisnewera，captivewilIdominatetheautofinancemarket，andtheautomobilefinancialproductsshouldbemuchmorespecializedwhenprovidedbycaptiveandjtiSnecessarytoloosenreg

6、ulationsonautomobilefinancecompaniestosomeextentMeanwhilestrivingtofOrmanationaIcreditsystemmustbesignificantforfurtherenrichmentofautomobilefinanciaIproductsAnothercomparisonjnthispaperwasaboutthenowadaysproductsinUSand

7、ChinaAfteroutliningtheproductsinUSandChinarespectivelyitanalyzesthedifferencesofproductsbetweenthemItproposesthatproductsinChinashouldbefurtherenrichedItmustbeadvantageOustotheautomobilefinancingmarkettokeeptheautomobile

8、financiaIleasemarketopentoforeignfundedautomobilefinanciaIcompaniesandmakingautomobilefinancialleaseavailablefortheprivateautomobilebuyersKeyWords：automobilefinancing，automobilefinancialproducts，installment，financialIeas