論我國非壽險業(yè)償付能力監(jiān)管方法的完善.pdf

1、湖南大學(xué)碩士學(xué)位論文論我國非壽險業(yè)償付能力監(jiān)管方法的完善姓名：黃素申請學(xué)位級別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：陳迪紅20040512碩十學(xué)位論文AbstractWiththeacceleratingadvancementofmarketeconomyChina’Snon—lifeinsuranceindustryhasundergonegreatdevelopmentwithoutstandingSUCCESSachievedinthepa

2、standgreatpotentialaheadMeanwhileastheamountofthemembersinthisindustryincreasedquicklNthecompetitionbecomesfiercerandfiercerandthusitisfacingtherisksthatithadnevermetbeforeHence，strengtheningresearchOilthesolvencyregulat

3、ionofChina’Snon—lifeinsuranceindustryhasimportantpracticalsignificanceCombiningtheoryanddemonstration，qualityandquantitythisthesisistheresearchonhowtoimprovesolvencyregulationmethodsofChina’SnonlifeinsuranceindustryFirst

4、ofall，byanalyzingandstudyingthenonlifeinsuranceregulationmethodesofBritmnandtheUnitedStates，thisthesisprobesintovaluabletechniquesandexperiencethatChinacarllearnforitsownuseTheauthorconsidersthatournon—lifeinsuranceindus

5、tryshouldintroduceanddeveloplUsk—BasedCapitalanddynamicsolvencyregulationmethods，onthebaseofimprovingnOWavailablelyregulationmethods，andturnsimplexstaticregulationmeanstothemeansthatcombiningstaticregulationanddynamicreg

6、ulationBasedontheabovestudybymeansofthequantitativeresearch，thisthesisnlflkescommentsonChina’snon—lifeinsuranceregulationmethodsfromtheperspectiveofbothminimumsolvencymarginandregulationsystem，pointsoutsuchexistingproble

7、msanddisadvantagesofChina’Snon—lifeinsuranceregulationmethodsasirrationalityofthestandardadoptedforcomputingminimumsolvencymargin，standardizationofthecriterionforitsassetrecognition，imperfectnessofitsregulationindexes，la

8、ckingofdynamicsolvencyregulationsystemInresponsetotheseproblems，thisthesisproposesnleasnrestoimproveit，theyareasfollows：Thescaleofthecompanyanditsbusinesscostshouldbetakenintoaccountwhenaccountingtheminimumsolvencymargin