論我國(guó)健康保險(xiǎn)的發(fā)展3

1、論我國(guó)健康保險(xiǎn)的發(fā)展劉爽目錄目錄一、我國(guó)健康保險(xiǎn)的發(fā)展現(xiàn)狀.................................................................................................１（一）覆蓋人群逐步擴(kuò)大和業(yè)務(wù)規(guī)模迅速增長(zhǎng)........................................................................１

2、（二）經(jīng)營(yíng)主體不斷增加和產(chǎn)品供給日益豐富........................................................................１（三）服務(wù)領(lǐng)域日益拓寬和社會(huì)影響明顯擴(kuò)大........................................................................１（四）國(guó)內(nèi)健康保險(xiǎn)的市場(chǎng)需求潛力巨大................

3、................................................................２二、目前我國(guó)健康保險(xiǎn)發(fā)展的障礙.........................................................................................２（一）政策和法律等外部環(huán)境還不夠完善................................

4、................................................２（二）健康保險(xiǎn)經(jīng)營(yíng)模式的風(fēng)險(xiǎn)控制存在缺陷........................................................................２（三）保險(xiǎn)公司的商業(yè)健康保險(xiǎn)產(chǎn)品缺乏............................................................

5、....................３（四）健康保險(xiǎn)的基礎(chǔ)設(shè)施不夠堅(jiān)實(shí)........................................................................................３（五）健康保險(xiǎn)的產(chǎn)品監(jiān)管政策不到位.............................................................................

6、.......４三、健康保險(xiǎn)的發(fā)展對(duì)策.........................................................................................................４（一）爭(zhēng)取政策支持，創(chuàng)造有利于健康保險(xiǎn)發(fā)展的外部環(huán)境.................................................４（二）完善醫(yī)療風(fēng)險(xiǎn)控制體系，推進(jìn)醫(yī)療機(jī)

7、構(gòu)和保險(xiǎn)公司形成合作機(jī)制.............................５（三）設(shè)計(jì)合理的商業(yè)健康保險(xiǎn)產(chǎn)品，完善健康保險(xiǎn)產(chǎn)品體系.............................................５（四）建立專業(yè)化的信息管理系統(tǒng)，加快健康保險(xiǎn)專業(yè)人才的培養(yǎng).....................................６（五）加強(qiáng)健康保險(xiǎn)產(chǎn)品監(jiān)管，創(chuàng)造良好的監(jiān)管環(huán)境...............

8、..............................................６論我國(guó)健康保險(xiǎn)的發(fā)展劉爽AbstractAftertwentyyearsofefftsalthoughthehealthinsuranceinourcountryhasobtainedsomeachievementstherearealsoalotofproblemsinneedofresolutionsuchasexternalincompl

9、eteenvironmentofpolicieslawsflawedriskcontrolsofbusinessmodellackofhealthinsuranceproductssupervisingpoliciesinplace.Therefewecallfmeeffertstoimprovethecurrentsituation.Finstancestrivingfmepreferencepolicysupptsimproving

10、inriskcontrolsystemdesigningwellhealthinsuranceproductsbuildinguptechnicalInfmationManagementSystemtrainingprofessionalsinhealthinsurancesupervisingtheproductsofhealthinsurance.healthinsurancedevelopmentstrategysupervisi