isp98備用信用證中英文對(duì)照-閱讀版

1、1INTERNATIONALSTBYPRACTICES(ISP98)1.GENERALPROVISIONSScopeApplicationDefinitionsInterpretationofTheseRules1.01ScopeApplicationa.TheseRulesareintendedtobeappliedtostbylettersofcredit(includingperfmancefinancialdirectpayst

2、byletterofcredit)b.AstbyletterofcreditothersimilarundertakinghowevernameddescribedwhetherfdomesticinternationalusemaybemadesubjecttotheseRulesbyexpressreferencetothem.c.AnundertakingsubjecttotheseRulesmayexpresslymodifye

3、xcludetheirapplication.d.AnundertakingsubjecttotheseRulesishereinafterreferredtoasa“stby“.1.02RelationshiptoLawOtherRulesa.TheseRulessupplementtheapplicablelawtotheextentnotprohibitedbythatlaw.b.TheseRulessupersedeconfli

4、ctingprovisionsinanyotherrulesofpracticetowhichastbyletterofcreditisalsomadesubject.1.03InterpretativePrinciplesTheseRulesshallbeinterpretedasmercantileusagewithregardf:a.integrityofstbysasreliableefficientundertakingsto

5、payb.practiceterminologyofbanksbusinessesindaytodaytransactionsc.consistencywithinthewldwidesystemofbankingoperationscommerced.wldwideunifmityintheirinterpretationapplication.1.04EffectoftheRulesUnlessthecontextotherwise

6、requiresunlessexpresslymodifiedexcludedtheseRulesapplyastermsconditionsincpatedintoastbyconfirmationadvicenominationamendmenttransferrequestfissuanceotheragreementof:規(guī)則規(guī)則1:總則總則本規(guī)則司范圍、適用、定義和解釋本規(guī)則司范圍、適用、定義和解釋1.011.01范圍和適用范

7、圍和適用a.本規(guī)則旨在適用于備用信用證(包括履約、融資和直接付款備用信用證)。b.備用信用證或其它類(lèi)似承諾無(wú)論如何命名和描述用于國(guó)內(nèi)或國(guó)際都可通過(guò)明確的援引而使其受本規(guī)則約束。c.適用于本規(guī)則的承諾可以明確地變更或排除其條款的適用。d.適用于本規(guī)則的承諾在下文中簡(jiǎn)稱(chēng)“備用證“。1.021.02與法律和其它規(guī)則的關(guān)系與法律和其它規(guī)則的關(guān)系a.本規(guī)則在不被法律禁止的范圍內(nèi)對(duì)適用的法律進(jìn)行補(bǔ)充。b.在備用證也受其它實(shí)務(wù)規(guī)則制約而其規(guī)定與本規(guī)則

8、沖突時(shí)以本規(guī)則為準(zhǔn)。1.031.03解釋的原則解釋的原則本規(guī)則在以下方面應(yīng)作為商業(yè)用法進(jìn)行解釋:a.作為可信賴(lài)和有效的付款承諾的備用證的完善性b.在日常業(yè)務(wù)中銀行和商界的習(xí)慣做法和術(shù)語(yǔ):c.全球銀行運(yùn)作和商業(yè)體系內(nèi)的一致性及d.在解釋和適用上的全球統(tǒng)一性。1.041.04本規(guī)則的效力本規(guī)則的效力除非文本另有要求或明確地進(jìn)行了對(duì)本規(guī)則的修改或排除本規(guī)則作為被訂人的條款適用于備用證、保兌、通知、指定、修改、轉(zhuǎn)讓、開(kāi)立申請(qǐng)或下述當(dāng)事人同意的其

9、它事項(xiàng):3d.Becauseastbyisdocumentaryanissuersobligationsdependonthepresentationofdocumentsanexaminationofrequireddocumentsontheirface.e.Becauseastbyamendmentisbindingwhenissueditisenfceableagainstanissuerwhethernottheapplica

10、ntauthiseditsissuancetheissuerreceivedafeethebeneficiaryreceivedreliedonthestbytheamendment.1.07IndependenceoftheIssuerBeneficiaryRelationshipAnissuersobligationstowardthebeneficiaryarenotaffectedbytheissuersrightsobliga

11、tionstowardtheapplicantunderanyapplicableagreementpracticelaw.1.08LimitstoResponsibilitiesAnissuerisnotresponsiblef:a.perfmancebreachofanyunderlyingtransaction.b.accuracygenuinenesseffectofanydocumentpresentedunderthestb

12、yc.actionomissionofotherseveniftheotherpersonischosenbytheissuernominatedpersond.observanceoflawpracticeotherthanthatchoseninthestbyapplicableattheplaceofissuance.Terminology1.09DefinedTermsInadditiontothemeaningsgivenin

13、stardbankingpracticeapplicablelawthefollowingtermshaveincludethemeaningsindicatedbelow:a.Definitions“Applicant“isapersonwhoappliesfissuanceofastbyfwhoseaccountitisissuedinclude(i)apersonapplyinginitsownnamebutftheaccount

14、ofanotherperson(ii)anissueactingfitsownaccount.“Beneficiary“isnamedpersonwhoisentitledtodrawunderastby.SeeRule1.11(c)(ii).“BusinessDay“meansadayonwhichtheplaceofbusinessatwhichtherelevantactistobeperfmedisregularlyopend.

15、因?yàn)閭溆米C是跟單性的開(kāi)證人的義務(wù)要取決于單據(jù)的提示以及對(duì)所要求單據(jù)的表面審查。e.因?yàn)閭溆米C和修改在開(kāi)立后即具有約束力無(wú)論申請(qǐng)人是否授權(quán)開(kāi)立開(kāi)證人是否收取了費(fèi)用或受益人是否收到或因信賴(lài)備用證或修改而采取了行動(dòng)它對(duì)開(kāi)證行都是有強(qiáng)制性的。1.071.07開(kāi)證人開(kāi)證人受益人關(guān)系的獨(dú)立性受益人關(guān)系的獨(dú)立性開(kāi)證人對(duì)受益人的義務(wù)不受任何適用的協(xié)議、慣例和法律下開(kāi)證人對(duì)申請(qǐng)人的權(quán)利和義務(wù)的影響。1.081.08責(zé)任限制責(zé)任限制開(kāi)證人對(duì)以下事項(xiàng)不負(fù)責(zé):

16、a.任何基礎(chǔ)交易的履行或不履行b.備用證下提示的任何單據(jù)的準(zhǔn)確性、真實(shí)性或有效性c.其它方的作為或不作為盡管該人是由開(kāi)證人或指定人選擇的或d.除了備用證所選擇的或開(kāi)證地所適用的法律和慣例對(duì)其它法律或慣例的遵守。術(shù)語(yǔ)1.091.09術(shù)語(yǔ)定義術(shù)語(yǔ)定義除了在標(biāo)準(zhǔn)銀行慣例和適用的法律中給出的含義外以下術(shù)語(yǔ)具有或包括下面的含義:a.定義t“申請(qǐng)人(Applicant)“是自己申請(qǐng)開(kāi)立備用證的人或由他人代為申請(qǐng)開(kāi)立備用證的本人包括:(i)以自己的名