充分競爭或意見購買—來自信用評級機構變更的經驗數據畢業(yè)論文

1、畢業(yè)設計（論文）畢業(yè)設計（論文）課題名稱：充分競爭或意見購買—來自信用評級機構變更的經驗證據學院：旭日工商管理學院專業(yè)：會計系姓名：學號：100140113指導教師：二O一三一三年十年十一月一月至二O一四年一四年五月五月SufficientcompetitionopinionshoppingbasedontheevidenceofthechangeinthecreditratingagenciesAbstractCreditrating

2、agencyisanimptantpartinthefinancialmarket.Theratingresultishelpfulfinvestsgovernmentregulats.Asathirdpartyratingagencyusesaconcisesymboltoevaluatethesecurityofthebondswhichallowstheinvestwhodoesn’thavesufficientexpertise

3、easytoinvest.Thispaperintroducestherelevanteconomictheyofcreditratingthefunctionofratingagencies.Thepaperintroducesthethesisonthefactsrelatedtocreditratingsinflationofdomesticfeignscholardiscusssummarizetheproblemsofther

4、atingindustryviewanalyzetheopinionshoppingempiricallyaswell.Takingthecpatebondswhichcreditratingagencydoesn’tchangeasanobjectthepaperusesdeivestatisticsttestanalysislogisticregressionanalysis.Ttestanalysisshowsthatthecre

5、ditratinghassignificantdifferencesinthecreditratingagencychangedunchanged.Tofurtherprovethattherelevancebetweenthecreditratingagenciescreditratingthepapertookalogisticregressionanalysis.Thepaperssomefinancialindicatsofpr

6、ofitabilitysolvencyothersasexplanatyvariable.Itturnsoutcreditratingthechangecreditratingagencyispositivecrelation.Comparedwiththefinancialpositionoftheenterprisecreditratingagencyhasagreaterimpactonthecreditrating.Withth

7、e20years’developmentofourcreditratingtheindustryhasbeguntomature.Thereisfewunifiedaccuratestardsomebadphenomenonsuchasviciouscompetitionintheratingindustry.Thereisfewelabationofthelawtoregulatethedevelopmentoftheindustry

8、neither.Theproblemswhichexposedfromthesubprimecrisiswarnourcountry.Ratingindustryshouldstrengthenlegalsupervisionregulateindustrysystemassoonaspossible.Keywds：Creditratingagencycreditindustrysupervisionshoppingopinioncre