外文翻譯--我國房地產(chǎn)市場現(xiàn)狀和相關(guān)國家政策

1、<p>　　我國房地產(chǎn)市場現(xiàn)狀和相關(guān)國家政策</p><p>　　2.1 我國房地產(chǎn)市場的現(xiàn)狀</p><p>　　我國房地產(chǎn)市場的現(xiàn)狀一直是國民關(guān)注的熱點話題。對于九十年代房地產(chǎn)以來的房地產(chǎn)市場，最為普遍的評價，就是房價過高，漲幅過快。形成這種情況的原因是多方面的。</p><p>　　2.1.1當(dāng)前我國房價普遍過高，上漲過快</p>&

2、lt;p>　　國際上衡量房價高低的一個權(quán)威指標(biāo)是房價收入比。房價收入比是指一個國家或城市的年平均上市房價與戶年平均收入之比。世界銀行的研究報告認(rèn)為，</p><p>　　價收入比在3 倍到6 倍之間比較適當(dāng)。而在我國，有學(xué)者指出，在我國許多房地產(chǎn)熱點城市，房價收入比早已超過了12：1。并且，房地產(chǎn)市價日益飆升。</p><p>　　2.1.2中國城市房地產(chǎn)價格“非正常上升”的成因&l

3、t;/p><p>　　目前我國城市房地產(chǎn)價格非正常上升或者房地產(chǎn)價格泡沫的狀況可作如下描述：</p><p>　　(1) 全國城市的房價收入比約為1∶8, 其中大城市房價收入比在10以上, 而國際標(biāo)準(zhǔn)是3～6。</p><p>　　(2) 有些城市土地價格近十年來上漲了十幾倍甚至幾十倍。至于形成這種局面的原因, 各界人士從市場需求、供給等多方面提出各自看法, 較有代表性

4、的如下: </p><p>　　1) 市場需要因素: 城市化效應(yīng)形成的需求、城鎮(zhèn)住房制度改革引致的需求、城鎮(zhèn)居民住房人均面積上升等所致。</p><p>　　2) 市場供給因素: 不合理的住宅供應(yīng)結(jié)構(gòu)因素所致; 是商品房開發(fā)建設(shè)成本高所致 ;</p><p>　　3) 投機(jī)、炒作因素: 是房地產(chǎn)商和投機(jī)者“操縱市場、惡意炒作”的結(jié)果;</p><

5、;p>　　4) 銀行信貸、房地產(chǎn)互動因素: 行為人預(yù)期、銀行信貸以及政府政策在地產(chǎn)泡沫中起重要作用。</p><p>　　5) 制度、體制、利益集團(tuán)等因素: 目前土地供給制度、地方政府稅收制度、還有住房問題上財政政策和金融政策等制度問題是造成目前房地產(chǎn)價格不正常上升的制度性因素。地方政府“經(jīng)營城市”、地方政府的“托市”行為，推動房地產(chǎn)價格上升; “地方政府、開發(fā)商、銀行都希望把這個泡沫(房地產(chǎn)) 越吹越大,

6、 這些集團(tuán)掌握了強(qiáng)勢的話語權(quán), 他們更容易來主導(dǎo)市場”。無疑, 已有的文獻(xiàn)在市場供求、炒作、銀行信貸等方面的分析非常中肯, 都在一定程度上揭示了中國城市房地產(chǎn)價格的“非正常上升”的原因, 但是在一些體制性或者制度性因素上, 尤其是對于我國特殊轉(zhuǎn)軌時期地方政府這個特定因素的分析上, 更是未能深入。事實上, 地方政府在“雙重壓力”之下通過“有形的手”, 對土地市場的壟斷性控制、對于城市房地產(chǎn)開發(fā)的大力推動, 已經(jīng)成為影響房地產(chǎn)市場各方參與者

7、行為、推動房地產(chǎn)價格的非正常上升的一個系統(tǒng)性因素, 這個因素?zé)o法忽略。</p><p>　　2.2我國中央政府對房地產(chǎn)市場的最新政策</p><p>　　2010年4月17日 國務(wù)院為了堅決遏制部分城市房價過快上漲，發(fā)布《國務(wù)院關(guān)于堅決遏制部分城市房價過快上漲的通知》簡稱“新國十條”</p><p>　　2.2.1 2010年最新國家政策----國十條 </p

8、><p>　　(1)統(tǒng)一思想，提高認(rèn)識。住房問題關(guān)系國計民生，既是經(jīng)濟(jì)問題，更是影響社會穩(wěn)定的重要民生問題。房價過高、上漲過快，加大了居民通過市場解決住房問題的難度，增加了金融風(fēng)險，不利于經(jīng)濟(jì)社會協(xié)調(diào)發(fā)展。各地區(qū)、各有關(guān)部門必須充分認(rèn)識房價過快上漲的危害性，認(rèn)真落實中央確定的房地產(chǎn)市場調(diào)控政策，采取堅決的措施，遏制房價過快上漲，促進(jìn)民生改善和經(jīng)濟(jì)發(fā)展。 </p><p>　　(2)建立考核問責(zé)

9、機(jī)制。穩(wěn)定房價和住房保障工作實行省級人民政府負(fù)總責(zé)、城市人民政府抓落實的工作責(zé)任制。住房城鄉(xiāng)建設(shè)部、監(jiān)察部等部門要對省級人民政府的相關(guān)工作進(jìn)行考核，加強(qiáng)監(jiān)督檢查，建立約談、巡查和問責(zé)制度。對穩(wěn)定房價、推進(jìn)保障性住房建設(shè)工作不力，影響社會發(fā)展和穩(wěn)定的，要追究責(zé)任。 </p><p>　　(3)實行更為嚴(yán)格的差別化住房信貸政策。對購買首套自住房且套型建筑面積在90平方米以上的家庭(包括借款人、配偶及未成年子女，下同

10、)，貸款首付款比例不得低于30%；對貸款購買第二套住房的家庭，貸款首付款比例不得低于50%，貸款利率不得低于基準(zhǔn)利率的1.1倍；對貸款購買第三套及以上住房的，貸款首付款比例和貸款利率應(yīng)大幅度提高，具體由商業(yè)銀行根據(jù)風(fēng)險管理原則自主確定。人民銀行、銀監(jiān)會要指導(dǎo)和監(jiān)督商業(yè)銀行嚴(yán)格住房消費(fèi)貸款管理。住房城鄉(xiāng)建設(shè)部要會同人民銀行、銀監(jiān)會抓緊制定第二套住房的認(rèn)定標(biāo)準(zhǔn)。 </p><p>　　要嚴(yán)格限制各種名目的炒房和投機(jī)性

11、購房。商品住房價格過高、上漲過快、供應(yīng)緊張的地區(qū)，商業(yè)銀行可根據(jù)風(fēng)險狀況，暫停發(fā)放購買第三套及以上住房貸款；對不能提供1年以上當(dāng)?shù)丶{稅證明或社會保險繳納證明的非本地居民暫停發(fā)放購買住房貸款。地方人民政府可根據(jù)實際情況，采取臨時性措施，在一定時期內(nèi)限定購房套數(shù)。 </p><p>　　(4)發(fā)揮稅收政策對住房消費(fèi)和房地產(chǎn)收益的調(diào)節(jié)作用。財政部、稅務(wù)總局要加快研究制定引導(dǎo)個人合理住房消費(fèi)和調(diào)節(jié)個人房產(chǎn)收益的稅收政策

12、。稅務(wù)部門要嚴(yán)格按照稅法和有關(guān)政策規(guī)定，認(rèn)真做好土地增值稅的征收管理工作，對定價過高、漲幅過快的房地產(chǎn)開發(fā)項目進(jìn)行重點清算和稽查?！?</p><p>　　(5)增加居住用地有效供應(yīng)。國土資源部要指導(dǎo)督促各地及時制定并公布以住房為主的房地產(chǎn)供地計劃，并切實予以落實。房價上漲過快的城市，要增加居住用地的供應(yīng)總量。要依法加快處置閑置房地產(chǎn)用地，對收回的閑置土地，要優(yōu)先安排用于普通住房建設(shè)。在堅持和完善土地招拍掛制度

13、的同時，探索“綜合評標(biāo)”、“一次競價”、“雙向競價”等出讓方式，抑制居住用地出讓價格非理性上漲。 </p><p>　　(6)調(diào)整住房供應(yīng)結(jié)構(gòu)。各地要盡快編制和公布住房建設(shè)規(guī)劃，明確保障性住房、中小套型普通商品住房的建設(shè)數(shù)量和比例。住房城鄉(xiāng)建設(shè)部門要加快對普通商品住房的規(guī)劃、開工建設(shè)和預(yù)銷售審批，盡快形成有效供應(yīng)。保障性住房、棚戶區(qū)改造和中小套型普通商品住房用地不低于住房建設(shè)用地供應(yīng)總量的70%，并優(yōu)先保證供應(yīng)。

14、城鄉(xiāng)規(guī)劃、房地產(chǎn)主管部門要積極配合國土資源部門，將住房銷售價位、套數(shù)、套型面積、保障性住房配建比例以及開竣工時間、違約處罰條款等納入土地出讓合同，確保中小套型住房供應(yīng)結(jié)構(gòu)比例嚴(yán)格按照有關(guān)規(guī)定落實到位。房價過高、上漲過快的地區(qū)，要大幅度增加公共租賃住房、經(jīng)濟(jì)適用住房和限價商品住房供應(yīng)。 </p><p>　　(7)確保完成2010年建設(shè)保障性住房300萬套、各類棚戶區(qū)改造住房280萬套的工作任務(wù)。住房城鄉(xiāng)建設(shè)部、發(fā)

15、展改革委、財政部等有關(guān)部門要盡快下達(dá)年度計劃及中央補(bǔ)助資金。住房城鄉(xiāng)建設(shè)部要與各省級人民政府簽訂住房保障工作目標(biāo)責(zé)任書，落實工作責(zé)任。地方人民政府要切實落實土地供應(yīng)、資金投入和稅費(fèi)優(yōu)惠等政策，確保完成計劃任務(wù)。按照政府組織、社會參與的原則，加快發(fā)展公共租賃住房，地方各級人民政府要加大投入，中央以適當(dāng)方式給予資金支持。國有房地產(chǎn)企業(yè)應(yīng)積極參與保障性住房建設(shè)和棚戶區(qū)改造。住房城鄉(xiāng)建設(shè)部要會同有關(guān)部門抓緊制定2010-2012年保障性住房建設(shè)

16、規(guī)劃(包括各類棚戶區(qū)建設(shè)、政策性住房建設(shè))，并在2010年7月底前向全社會公布。 </p><p>　　(8)加強(qiáng)對房地產(chǎn)開發(fā)企業(yè)購地和融資的監(jiān)管。國土資源部門要加大專項整治和清理力度，嚴(yán)格依法查處土地閑置及炒地行為，并限制有違法違規(guī)行為的企業(yè)新購置土地。房地產(chǎn)開發(fā)企業(yè)在參與土地競拍和開發(fā)建設(shè)過程中，其股東不得違規(guī)對其提供借款、轉(zhuǎn)貸、擔(dān)?；蚱渌嚓P(guān)融資便利。嚴(yán)禁非房地產(chǎn)主業(yè)的國有及國有控股企業(yè)參與商業(yè)性土地開發(fā)

17、和房地產(chǎn)經(jīng)營業(yè)務(wù)。國有資產(chǎn)和金融監(jiān)管部門要加大查處力度。商業(yè)銀行要加強(qiáng)對房地產(chǎn)企業(yè)開發(fā)貸款的貸前審查和貸后管理。對存在土地閑置及炒地行為的房地產(chǎn)開發(fā)企業(yè)，商業(yè)銀行不得發(fā)放新開發(fā)項目貸款，證監(jiān)部門暫停批準(zhǔn)其上市、再融資和重大資產(chǎn)重組。 </p><p>　　(9)加大交易秩序監(jiān)管力度。對取得預(yù)售許可或者辦理現(xiàn)房銷售備案的房地產(chǎn)開發(fā)項目，要在規(guī)定時間內(nèi)一次性公開全部銷售房源，并嚴(yán)格按照申報價格明碼標(biāo)價對外銷售。住房城

18、鄉(xiāng)建設(shè)部門要對已發(fā)放預(yù)售許可證的商品住房項目進(jìn)行清理，對存在捂盤惜售、囤積房源、哄抬房價等行為的房地產(chǎn)開發(fā)企業(yè)，要加大曝光和處罰力度，問題嚴(yán)重的要取消經(jīng)營資格，對存在違法違規(guī)行為的要追究相關(guān)人員的責(zé)任。住房城鄉(xiāng)建設(shè)部門要會同有關(guān)部門抓緊制定房屋租賃管理辦法，規(guī)范發(fā)展租賃市場。 </p><p>　　各省(區(qū)、市)人民政府要對本地區(qū)房地產(chǎn)開發(fā)企業(yè)經(jīng)營行為進(jìn)行一次檢查，及時糾正和嚴(yán)肅處理違法違規(guī)行為，檢查處理結(jié)果要于

19、2010年6月底之前報國務(wù)院。住房城鄉(xiāng)建設(shè)部要會同有關(guān)部門組織抽查，確保檢查工作取得實效。 </p><p>　　(10)完善房地產(chǎn)市場信息披露制度。各地要及時向社會公布住房建設(shè)計劃和住房用地年度供應(yīng)計劃。住房城鄉(xiāng)建設(shè)部要加快個人住房信息系統(tǒng)的建設(shè)。統(tǒng)計部門要研究發(fā)布能夠反映不同區(qū)位、不同類型住房價格變動的信息。 </p><p>　　國務(wù)院各有關(guān)部門要根據(jù)本通知精神，加快制定、調(diào)整和完善

20、相關(guān)的政策措施，各司其職、分工協(xié)作，加強(qiáng)對各地的指導(dǎo)和監(jiān)督檢查。各地區(qū)、各有關(guān)部門要積極做好房地產(chǎn)市場調(diào)控政策的解讀工作。新聞媒體要加強(qiáng)正面引導(dǎo)，大力宣傳國家房地產(chǎn)市場調(diào)控政策和保障性住房建設(shè)成果，引導(dǎo)居民住房理性消費(fèi)，形成有利于房地產(chǎn)市場平穩(wěn)健康發(fā)展的輿論氛圍。</p><p>　　2.2.2政策出臺起因</p><p>　?。?）、2010年3月份，全國70個大中城市房屋銷售價格同比上

21、漲11.7%，環(huán)</p><p>　　比上漲1.1%；市場無視政策調(diào)控，房價呈現(xiàn)持續(xù)上漲態(tài)勢；</p><p>　　（2）、“兩會”剛召開完，地王再出，高價地從一線城市向二三線城市蔓</p><p>　　延，房價上漲預(yù)期加??；與今年房地產(chǎn)政策調(diào)控的穩(wěn)定市場預(yù)期目標(biāo)背</p><p><b>　　道而馳；</b></

22、p><p>　?。?）、去年房地產(chǎn)市場銷售強(qiáng)力回暖，開發(fā)放緩，導(dǎo)致今年上半年供應(yīng)持續(xù)</p><p>　　偏緊，而累積的剛性需求旺盛，支撐房價持續(xù)向上攀升；</p><p>　?。?）、5月前后是樓市傳統(tǒng)的銷售旺季，在目前這樣的供需狀況、市場預(yù)期</p><p>　　下，容易引起房價再次飆升，增加調(diào)控的難度。</p><p&g

23、t;<b>　　2.2．3政策評述</b></p><p>　　縱觀“新國十條”，與年初的“國11條”對比，部分內(nèi)容屬于重申強(qiáng)調(diào)，也有部分內(nèi)容為新增或修改的條款，主要體現(xiàn)在需求的調(diào)控上，住房信貸政策收緊力度前所未有；而增加供給和市場監(jiān)管的措施較之前基本一致。從需求調(diào)控去看，差別化信貸政策更加嚴(yán)格，對二套房貸首付提高到五成，貸款利率為基準(zhǔn)利率的1.1倍；同時首套房貸如果購買90平米以上的首付要

24、三成；另外，打擊投機(jī)購房的力度非常大，一方面首付的大幅提高，另一方面銀行可以根據(jù)情況暫停發(fā)放購買第三套及以上住房貸款；地方政府可以采取臨時性措施，在一定時期內(nèi)限定購房套數(shù)；同時，政策中首次出現(xiàn)打擊異地炒房行為，對異地炒房者暫停買房貸款。除了信貸政策外，稅收政策也明顯加大調(diào)控作用，雖然沒有明確的稅收政策出臺，但本次政策已經(jīng)釋放出房產(chǎn)消費(fèi)稅或房地產(chǎn)保有稅的出臺預(yù)期信號。言外之意很明顯，就是如果目前的政策調(diào)控對高房價上漲還是不能起到抑制作用的

25、話，稅收工具作為更強(qiáng)有力的殺手锏將隨后登臺。</p><p>　　“新國十條”出臺后，各部委、各級省市政府將陸續(xù)出臺相關(guān)配套執(zhí)行細(xì)化政策，包括央行、銀監(jiān)會加強(qiáng)房地產(chǎn)信貸管理、第二套住房的認(rèn)定標(biāo)準(zhǔn)、第三套（含）以上貸款購房的首付及利率；財政部、稅務(wù)總局制定引導(dǎo)個人合理住房消費(fèi)和調(diào)節(jié)個人房產(chǎn)收益的稅收政策；國土資源部改革土地出讓方式；住房建設(shè)部編制和公布住房建設(shè)規(guī)劃；同時，細(xì)化政策還要落地實施執(zhí)行。</p>

26、;<p>　　Chapter II Status of China real estate market and the related national policies</p><p>　　2.1 Current Situation of Chinese Real Estate Market</p><p>　　The status of the real estate

27、market has been a hot topic of national concern. Since the nineties real estate real estate market, the most common assessment is that house prices are too high, or too fast. The formation of the reasons for this are man

28、ifold.</p><p>　　2.1.1 Current housing prices in general are too high, rising too fast </p><p>　　The international level to an authoritative measure of house prices index is the price earnings ra

29、tio. Price earnings ratio is a country or city average listing prices and average household income ratio. World Bank study that price earnings ratio of 3 times to 6 times in between the more appropriate. In China, some s

30、cholars have pointed out that many real estate hot spots in our cities, housing prices have already exceeded the income ratio 12:1. And, increasingly soaring real estate market. </p><p>　　2. 1.2 The cause of

31、 property prices in Chinese cities non-normal increase</p><p>　　Currently the price of urban real estate or non-normal increase in property prices bubbles can be described as follows: </p><p>　　

32、(1) National City 's price earnings ratio of about 1:8, which more than 10 cities over price revenue, while international standards are 3 to 6. </p><p>　　(2) Some urban land prices rose more than tenfold

33、 over the past decade or even several times. The reasons for the formation of such a situation, all walks of life from the market demand, supply and other aspects put forward their views, which are more representative as

34、 follows: </p><p>　　1) The market demand factors: demand for formation of the urbanization effect, caused by the urban housing system reform needs, the per capita housing area of urban residents due to risin

35、g. </p><p>　　2) the market supply factor: the unreasonable structure of housing supply due to factors; is due to the high cost of commercial housing development and construction; </p><p>　　3) sp

36、eculation, speculative factors: real estate developers and speculators, &quot;market manipulation, malicious speculation&quot; result; </p><p>　　4) bank credit, real estate interactive factors: the a

37、ctors have expected, bank credit and government policy play an important role in the real estate bubble. </p><p>　　5) system, structure, interest groups, and other factors: the current land supply system, lo

38、cal government tax system, also shelter issue of fiscal policy and monetary policy issues such as system contributed to the current real estate prices are not factors in the system normal Shangsheng. Local Government &am

39、p;quot;city management&quot;, the local government, &quot;lifting&quot; of behavior, and promote real estate prices; &quot;local governments, developers, banks hope to the bubble (real estate)</p>

40、<p>　　2.2 The Chinese Central Government 's latest policy on the property market </p><p>　　April 17, 2010 the State Council to firmly curb the surge in housing prices in some cities, released the &a

41、mp;quot;State Council firmly curb the surge in housing prices in some cities of notice&quot; referred to as the new country 10 law。</p><p>　　2.2.1 National Policy ---- 2010, the latest State 10 </p>

42、;<p>　　(1)Unity of thinking, awareness-raising. </p><p>　　Housing, people 's livelihood, not only an economic problem, affecting social stability is an important livelihood issue. Price is too hig

43、h, rose too fast, increasing the population to solve the housing problem through the market difficult, increasing the financial risk, is not conducive to economic and social development. All localities and departments mu

44、st be fully aware of the dangers of house prices rising too fast, and seriously implement central policy of the real estate market regulation,</p><p>　　(2) The establishment of accountability mechanisms for

45、evaluation. </p><p>　　Stabilize housing prices and housing support work to the provincial governments take the overall, the city government responsibility system for implementation. Housing, urban and rural

46、Ministry of Construction, Ministry of Supervision and other departments related to the work of the provincial government to examine and strengthen supervision and inspection, the establishment of interviews, inspections

47、and accountability. Price stability and promote construction of affordable housing in poor, imp</p><p>　　(3) The implementation of more stringent credit policies differential housing.</p><p>　　O

48、n the purchase of the first set of houses and condominiums from 90 square meters floor area of the family (including the borrower, the spouse and minor children, the same below), the proportion of loans for the first pay

49、ment shall not be less than 30%; on the loan to buy second homes home loan down payment shall not be less than 50% interest rate not less than 1.1 times the benchmark rate; on the loan to buy the third set and over housi

50、ng loan down payment and loan interest rates should be subs</p><p>　　(4) Use of tax policy on housing consumption and regulation of real estate income.</p><p>　　Ministry of Finance and Administr

51、ation of Taxation, to accelerate research to develop and guide them in proper housing consumption and regulation of personal property gains tax policy. Tax departments should strictly follow the tax laws and related poli

52、cies and regulations, and seriously good value-added tax of land management, pricing is too high, or too fast in the real estate development projects focused on clearing and inspection. </p><p>　　(5) To incr

53、ease the effective supply of residential land. </p><p>　　Supervision over land and resources to guide the development and timely publication of real estate to the main housing for the program and will be imp

54、lemented effectively. Urban housing prices rose too fast, to increase the total supply of residential land. To accelerate the pace of disposal of unused real estate sites on the recovery of idle land, to give priority to

55、 housing construction for the ordinary. Adhering to and improving the land bidding, auction and pay system, while exploring &quot;</p><p>　　(6)Adjusting housing supply structure. </p><p>　　C

56、ompiled and published as soon as possible around the housing construction plan, specifically affordable housing, small and medium size apartment building in the number and proportion. Urban and rural housing construction

57、 sector to speed up the planning of housing for ordinary goods, under construction and pre-sale approval, effective supply as soon as possible. Affordable housing in shantytowns, and small and medium size apartment housi

58、ng construction site not less than 70% of the total land su</p><p>　　(7) Ensure the completion of construction of affordable housing in 2010, three million sets of various shantytowns housing 2.8 million set

59、s of tasks.</p><p>　　Ministry of Housing Urban Development and Reform Commission, Ministry of Finance and other relevant departments as soon as possible to issue the annual plan and central subsidies. Urban

60、Housing Ministry signed with the provincial government housing security objectives of responsibility, roles and responsibilities. Local governments to effectively implement the land supply, capital investment and tax pre

61、ferential policies, to ensure that the planned task. According to government organizations, th</p><p>　　(8) To enhance real estate development company to purchase land and finance regulation. </p><

62、;p>　　Land and resources to increase the special rectification and clean-up efforts to strictly investigate and punish acts of idle land and land speculation, and limiting the illegal activities in the new business acq

63、uisition of land. Real estate development company involved in land development and construction process of bidding and its shareholders, its not illegal to provide loans, lending, guarantees or other financing facilities

64、. Prohibited non-real estate major industry in the state enterprises</p><p>　　(9)To increase business order supervision. </p><p>　　Obtain permits or apply for pre-sale on existing home sales rec

65、ord of real estate development project, to open within the specified time once all sales listings, and in strict accordance with the declaration of the price marked price of foreign sales. Urban and rural housing constru

66、ction sector should have pre-sale permits issued to clean up commercial housing project on the existing protected disk reluctant sellers, accumulation of availability, driving up prices of real estate development ente<

67、;/p><p>　　Provinces (districts, cities) governments should develop this area of real estate business conduct an inspection, and promptly correct and seriously deal with illegal behavior, examination results mus

68、t be in by the end of June 2010 the State Council before the report. Ministry of Housing Urban checks with the relevant departments to ensure the effectiveness of inspection work. </p><p>　　(10)Improve the r

69、eal estate market information disclosure system.</p><p>　　Localities should promptly to the public housing construction program and the annual housing land supply plans. Ministry of Housing Urban and Rural I

70、nformation System to speed up the construction of individual housing. Statistics departments of publishing to reflect the different location, different types of housing price movements of information. </p><p&g

71、t;　　Relevant departments of the State Council according to the spirit of this notice, accelerate the development, adjustment and improvement of related policies and measures, their duties, division of labor, to strengthe

72、n the guidance and supervision throughout. All localities and departments should actively make interpretation of the real estate market control policies work. News media should strengthen the positive guidance, and vigor

73、ously promote the national real estate market control policies a</p><p>　　2.2.2 Causes of policy implementation </p><p>　　(1), March 2010, 70 cities nationwide housing sales price rose 11.7%, Ce

74、ntral and rose 1.1%; the market ignored the policy control, showed house prices rising trend; </p><p>　　(2), Two sessions held recently completed, to the king and then a high price from the first-tier cities

75、 spread to the second and third tier cities Extension, housing prices is expected to increase; and regulation of real estate policy this year, the stability of the market expectations back </p><p>　　(3) stro

76、ng real estate market rebound last year, the development slowed down, resulting in the first half of this year continued to supply .Tight, rigid accumulated demand, supporting prices continued to go up; </p><p

77、>　　(4), May is the property before and after the traditional sales season, in the current supply and demand, market expectations .The likely cause prices soaring again, increasing the difficulty of control. </p>

78、<p>　　2.2.3 Policy Review </p><p>　　Throughout the new country 10&quot; and the beginning of the year National 11; compared to reiterate some of the content are also part of the new or modified te

79、rms, mainly in the regulation of demand, the housing is unprecedented tightening of credit policy ; increased supply and market regulation measures consistent than before. Control to see the demand, differentiated credit

80、 policy more stringent mortgage down payment on the two sets of raising Daowu Cheng, lending rates for the benchmark int</p><p>　　New Country 10 was unveiled, ministries, provincial and municipal governments

81、 will be gradually introduced at all levels of supporting the implementation of detailed policies, including the central bank, China Banking Regulatory Commission to strengthen the real estate credit management, identifi