房地產(chǎn)信托融資業(yè)務(wù)常見(jiàn)法律風(fēng)險(xiǎn)匯總

1、1房地產(chǎn)信托融資業(yè)務(wù)常見(jiàn)法律風(fēng)險(xiǎn)點(diǎn)房地產(chǎn)信托融資業(yè)務(wù)常見(jiàn)法律風(fēng)險(xiǎn)點(diǎn)及標(biāo)準(zhǔn)法律意見(jiàn)及標(biāo)準(zhǔn)法律意見(jiàn)目錄第一章第一章常見(jiàn)交易結(jié)構(gòu)介紹常見(jiàn)交易結(jié)構(gòu)介紹.................................................................................................5一、一、信托公司成立單一資金信托向房地產(chǎn)企業(yè)發(fā)放信托貸款信托公司成立單一資金信托向房地產(chǎn)企業(yè)發(fā)放信托貸

2、款.........................................5二、二、信托公司成立集合資金信托計(jì)劃向房地產(chǎn)企業(yè)發(fā)放信托貸款信托公司成立集合資金信托計(jì)劃向房地產(chǎn)企業(yè)發(fā)放信托貸款.................................5(一)通常的集合資金信托計(jì)劃交易結(jié)構(gòu)圖通常的集合資金信托計(jì)劃交易結(jié)構(gòu)圖....................................................

3、...................5(二)開(kāi)放式集合資金信托計(jì)劃交易結(jié)構(gòu)圖開(kāi)放式集合資金信托計(jì)劃交易結(jié)構(gòu)圖.......................................................................5(三)結(jié)構(gòu)化集合資金信托計(jì)劃交易結(jié)構(gòu)圖結(jié)構(gòu)化集合資金信托計(jì)劃交易結(jié)構(gòu)圖..........................................................

4、.............6第二章第二章法律主要關(guān)注的風(fēng)險(xiǎn)點(diǎn)及常見(jiàn)法律意見(jiàn)法律主要關(guān)注的風(fēng)險(xiǎn)點(diǎn)及常見(jiàn)法律意見(jiàn)...............................................................7一、一、房地產(chǎn)企業(yè)的認(rèn)定及資質(zhì)房地產(chǎn)企業(yè)的認(rèn)定及資質(zhì)............................................................................

5、.............7(一)房地產(chǎn)開(kāi)發(fā)企業(yè)的認(rèn)定問(wèn)題房地產(chǎn)開(kāi)發(fā)企業(yè)的認(rèn)定問(wèn)題......................................................................................7(二)房地產(chǎn)業(yè)務(wù)二級(jí)資質(zhì)的認(rèn)定房地產(chǎn)業(yè)務(wù)二級(jí)資質(zhì)的認(rèn)定.................................................................

6、.....................7二、二、交易結(jié)構(gòu)及相關(guān)要素所涉法律風(fēng)險(xiǎn)點(diǎn)交易結(jié)構(gòu)及相關(guān)要素所涉法律風(fēng)險(xiǎn)點(diǎn).......................................................................7(一)向涉房企業(yè)發(fā)放流動(dòng)資金貸款向涉房企業(yè)發(fā)放流動(dòng)資金貸款.............................................................

7、.....................7(二)向房地產(chǎn)企業(yè)發(fā)放項(xiàng)目開(kāi)發(fā)貸款向房地產(chǎn)企業(yè)發(fā)放項(xiàng)目開(kāi)發(fā)貸款..............................................................................9(三)向涉房企業(yè)提供附帶固定價(jià)格回購(gòu)的明股實(shí)債融資向涉房企業(yè)提供附帶固定價(jià)格回購(gòu)的明股實(shí)債融資.........................................

8、.....11(四)向涉房企業(yè)發(fā)放并購(gòu)貸款向涉房企業(yè)發(fā)放并購(gòu)貸款.......................................................................................14(五)結(jié)構(gòu)化信托問(wèn)題結(jié)構(gòu)化信托問(wèn)題..................................................................................

9、....................14(六)開(kāi)放式信托開(kāi)放式信托..............................................................................................................16(七)信?；鹄U交問(wèn)題信?；鹄U交問(wèn)題......................................................

10、.............................................17(八)利率利率利息利息................................................................................................................18(九)貸款期限貸款期限.....................................

11、.............................................................................20(十)報(bào)備問(wèn)題報(bào)備問(wèn)題..................................................................................................................20三、三、資金端所涉風(fēng)險(xiǎn)點(diǎn)及法

12、律意見(jiàn)資金端所涉風(fēng)險(xiǎn)點(diǎn)及法律意見(jiàn)................................................................................21(一)合格投資者問(wèn)題合格投資者問(wèn)題......................................................................................................21(

13、二)銀行理財(cái)資金銀行理財(cái)資金..........................................................................................................21(三)保險(xiǎn)資金保險(xiǎn)資金.......................................................................................

14、...........................22四、四、增信措施所涉風(fēng)險(xiǎn)點(diǎn)及法律意見(jiàn)增信措施所涉風(fēng)險(xiǎn)點(diǎn)及法律意見(jiàn)............................................................................23(一)保證擔(dān)保增信保證擔(dān)保增信..................................................................

15、........................................23(二)股權(quán)股權(quán)股票質(zhì)押增信股票質(zhì)押增信.................................................................................................26(三)保證金質(zhì)押增信保證金質(zhì)押增信...........................................

16、...........................................................28(四)高速公路收費(fèi)權(quán)質(zhì)押增信高速公路收費(fèi)權(quán)質(zhì)押增信.......................................................................................29(五)抵押擔(dān)保增信抵押擔(dān)保增信..............................

17、............................................................................30(六)擔(dān)保物權(quán)上存在的優(yōu)先權(quán)限制擔(dān)保物權(quán)上存在的優(yōu)先權(quán)限制................................................................................36(七)非典型增信措施之非典型增信措施之——流動(dòng)性支持流動(dòng)性支持

18、差額補(bǔ)足協(xié)議差額補(bǔ)足協(xié)議函...........................................40(八)非典型增信措施之非典型增信措施之——遠(yuǎn)期債權(quán)受讓遠(yuǎn)期債權(quán)受讓.....................................................................41(九)非典型增信措施之非典型增信措施之——履約保證保險(xiǎn)履約保證保險(xiǎn).........................

19、............................................41(十)非典型增信措施之非典型增信措施之——讓與擔(dān)保讓與擔(dān)保以物抵債以物抵債...........................................................43五、五、其他常見(jiàn)風(fēng)控措施所涉風(fēng)險(xiǎn)點(diǎn)及法律意見(jiàn)其他常見(jiàn)風(fēng)控措施所涉風(fēng)險(xiǎn)點(diǎn)及法律意見(jiàn)....................................