中小型商業(yè)銀行跨區(qū)域發(fā)展的區(qū)位選擇研究——以浙江稠州商業(yè)銀行為例.pdf

1、學(xué)位論文獨創(chuàng)性聲明本人鄭重聲明：所提交的學(xué)位是本人在導(dǎo)師指導(dǎo)下進行的研究工作和取得的研究成果。本論文中除引文外，所有實驗、數(shù)據(jù)和有關(guān)材料均是真實的。本論文中除引文和致謝的內(nèi)容外，不包含其他人或其它機構(gòu)已經(jīng)發(fā)表或撰寫過的研究成果。其他同志對本研究所做的貢獻均已在論文中作了聲明并表示了謝意。學(xué)位論文作者躲盼羽日期：川學(xué)位論文使用授權(quán)聲明)?！破茄芯可谛９プx學(xué)位期間論文工作的知識產(chǎn)權(quán)單位屬南京師范大學(xué)。學(xué)校有權(quán)保存本學(xué)位論文的電子和紙質(zhì)文檔

2、，可以借閱或上網(wǎng)公布本學(xué)位論文的部分或全部內(nèi)容，可以采用影印、復(fù)印等手段保存、匯編本學(xué)位論文。學(xué)?？梢韵驀矣嘘P(guān)機關(guān)或機構(gòu)送交論文的電子和紙質(zhì)文檔，允許論文被查閱和遵守此規(guī)定)保密論文注釋：本學(xué)位論文屬于保密論文，保密期限學(xué)位論文作者簽名：j飫司0指導(dǎo)教師簽名：日期：擴吣f『j聲當(dāng)日期：AbstractThesmallandmedium—sizedcommercialbankisasignificantcomponentofChines

3、efinancialsystemItCanbereferredasagroupincludingmainlyurbanandruralCreditCooperatives，jointequitycommercialbanks，andlotsofnonbankfinancialinstitutionsAsafactsmallandmedium—sizedbankisfarweakerthanthefourstate—ownedcommer

4、cialbanks，howeveritisstillactiveintheentireeconomicareabecauseofitsspecificvigorandvitalityItsimportancecanbeinterpretedasfollowing：toserveforsmallandmediumenterprises，topromoteeffectiveregionaleconomicgrowth，increasinge

5、mploymentopportunities，tomaintainmacroeconomicstabilityandsustainedgrowthNonetheless，smallandmedium—sizedcommercialbanksarestillfacingcompetitionsbothfrominherentshortageandexogeneticrestrictionaftertheaccessionofChinato

6、theWTOThepolicyaboutthecommercialbankshasbecomemoreliberalinrecentyears，whichurgesthesmallandmedium—sizedcommercialbankstobreakthegeographicalrestrictionsandtooperateinanotherregionSincethepolicyhasbecomeliberal，itisesse

7、ntialtoanswerthequestionhowtochoosetheproperregionsandcitiesforhesmallandmedium—sizedcommercialbanksHence，thispaperwillattempttodemonstratethatthecrossregionaldevelopmentisnecessaryforsmallandmediumsizedbanksFirstlyitwil

8、lelaboratethemotiveandchallengeofcrOSS—regionaldevelopmentSecondlythearticlewillalsoexpoundtherouteofdevelopmentandthecurrentsituationofcrOSS—regionaldevelopmentFurtheronthebasisofabsorbingadvancedtheoryandexperienceofex

9、pertsandscholars，themethodofcombiningthetheoryanalysiswithcasestudywillalsobeappliedWeUSeFuzzymathematicsasthebasicmethod，andintroduceafuzzycomprehensiveevaluationmodeltobuildsmallandmediumsizedbankstransregionaldevelopm

10、entlocationselectionfactorsindexsystemweselectzhejiangChouzhoucommercialBanksasempiricalresearchobjectOnthebasisofAnalyticHierarchyProcessWasusedtocalculateweightofalllevels’appraisalindex，thetwostageFuzzyComprehensiveAp

11、praisalModelwashandledtocarrythroughthealternativecitiesAsaresult，thefeasibilityandmaneuverabilityofFuzzyComprehensiveApprmsalModelWastestified，whichofferedthereferencetoperfectAppraisalSystemfromtheangleoflocationchoice