我國企業(yè)年金基金投資中的委托代理研究.pdf

1、山西財經(jīng)大學(xué)碩士學(xué)位論文我國企業(yè)年金基金投資中的委托代理研究姓名：郝鈺申請學(xué)位級別：碩士專業(yè)：社會保障指導(dǎo)教師：白鳳崢2009-03-304 Abstract With increasing aging of the population，Chinese pension system is experiencing profound transformation，and is facing more and more

2、 pressure because it is far from perfect and widespread ,so it is very meaningful to establish enterprise pension system aiming to relieve pressure and set up multi- outlet pension system. At presen

3、t，Chinese pension system operates in trust management pattern, the system of enterprise pension fund investment in our country ordain that the investment of enterprise fund must appoint enterpris

4、e pension fund assignee as client, enterprise pension fund investor, enterprise pension fund account administrant and enterprise pension fund account trustee as assignee ,by means of principal- ag

5、ent to invest. All of them as main actors of enterprise pension fund investment in our country. The paper based on the current pension fund investment enterprise system, analyzed the principal-

6、 agent relation of the different model of pension fund management, pointed out the problem of adverse selection and moral hazard bring by principal- agent. Base on the theory of principal- agent

7、 ,the paper point out the way to resolve the problem of adverse selection and moral hazard bring. Finally, the paper give the way how to perfect the system of enterprise pension fund invest