當前我國壽險經(jīng)營風險成因及其防范研究.pdf

1、湘潭大學碩士學位論文當前我國壽險經(jīng)營風險成因及其防范研究姓名：向煒申請學位級別：碩士專業(yè)：區(qū)域經(jīng)濟學指導教師：李華明20000401ABSTRACTWiththedeepeningofthemarketeconomicreforrnandthebet—teringofthesituationthatenterprisesworkassociety，thefunctionoflireinsurancewhichprovidesconvey

2、anceserviceforthereformintheareaofinsurancesecuritymanifestsitselfAnditiSwidelyapprovedthatlifeinsuranceactsasapartofinsurancewhichiscalledingeniousstabilization0fthesocietyAtthesametime，theIifeinsurancebusinessrisk(LIBR

3、)appearsduetothe1imitedrationoftheeconomicsubjectsandtheunsymmetricalinformationSoitisnecessaryforUStOstudyitScausesmadadoptrelevantdefensivemeasuresTakingthegeneralriskasitsstandpoint，andafteranalyzingthefeatureoflirein

4、surance，thethesisdiscussestheclassification，speciali—tyandcurrentconditionofLIBRandmentionstheimportancetostudyanddefenditAfterthat，thecauseofimproperanticipatingin—terestriskinthedesigningofinsurancecontractisstudiedind

5、etailaswellasthecurrencydeflationinfluenceonLIBRUndertheconditionthatinflationhasprobabilitytOoccurintheeconomicdevelopment，thethesisalsostudiestheriskcausedbypossibleinflationOntheba。sisofthecauseofLIBR，thekeypointofthe

6、causeiSfoundedThespecificmethodtodefendtheLIBRiSpresentedasfollows：toestab—lishtheinnercontrolforewarningsystem，innovateandstrengthenthecontrolonthemoralriskoftheagentandarrangementtodefendandavoidtheLIBRKeyWords：lifeins