[學(xué)習(xí)]外籍人士在華購(gòu)房置業(yè)之法律實(shí)務(wù)

1、外籍人士在華購(gòu)房置業(yè)之法律實(shí)務(wù) Real Estate Transactions of Foreigners in China,PRESENTED BY:Real Estate Service Committee Of Tianjin Bar Association天津市律師協(xié)會(huì)房地產(chǎn)業(yè)務(wù)委員會(huì),總體流程,確認(rèn)開(kāi)發(fā)商售樓是否有合法文件購(gòu)房查詢簽訂認(rèn)購(gòu)書(shū)并交定金簽訂預(yù)售合同或買(mǎi)賣(mài)合同辦理購(gòu)房公證交易中心辦理預(yù)售登記備案并結(jié)

2、匯（二手房買(mǎi)賣(mài)不需預(yù)售登記，但須報(bào)購(gòu)房地安全局審批同意）從境外或境內(nèi)外匯帳戶支付購(gòu)房款同物業(yè)公司簽訂物業(yè)管理合同辦理房屋交付手續(xù)完成產(chǎn)權(quán)設(shè)立或過(guò)戶手續(xù),General Procedures,Check the licenses for house-selling of developersHouse-purchase inquiry Sign the purchase letter and pay the deposit

3、Sign the contracts Notarize the house-purchaseTrading center for pre-sale registration and settlement (pre-sale second-hand housing transactions are not required to register, but must be approved by Security Bureau of

4、the purchase place)Pay the purchase with foreign exchange account inside or outside of ChinaSign the property management contract with property management companyHousing deliverySet up property rights or finish escro

5、w procedures,購(gòu)買(mǎi)商品房的條件,購(gòu)房人的資格：境外機(jī)構(gòu)的在華分支機(jī)構(gòu)和代表機(jī)構(gòu)（房地產(chǎn)企業(yè)除外）；在中國(guó)境內(nèi)工作、學(xué)習(xí)時(shí)間超過(guò)一年的境外個(gè)人；港澳臺(tái)居民和華僑。購(gòu)房類(lèi)型：商品房（不可以購(gòu)買(mǎi)公房和經(jīng)濟(jì)適用房）購(gòu)房用途：自用、自住采取實(shí)名制（同時(shí)注明中文和外文姓名），并持有效證明（中國(guó)批準(zhǔn)來(lái)中國(guó)工作、學(xué)習(xí)的證明）特別提示：目前，京津地區(qū)已經(jīng)暫停執(zhí)行限制外籍人士在該地區(qū)購(gòu)房所需的居住年限和所購(gòu)房屋數(shù)量的政策。,Requir

6、ement for Real Estate Transactions,Buyers’ qualifications: Chinese branches and agencies of external institutions (except for real estate companies), foreigners working or studying in China over one year, Hong Kong, Maca

7、o and Taiwan residents and overseas Chinese.Type of housing: commercial housing (public housing and economical housing are not allowed to purchase) Purchase purposes: personal useReal-name requirement ：(both Chinese n

8、ame and foreign name), valid certificate are also required (certificate of China’s ratification of foreigners working and studying in China)Special note: at present, it is suspended that the policy of restrictions on fo

9、reigners’ transaction requirements which are residential time and the number of housing purchasing in Beijing-Tianjin Area.,所需證件、文書(shū),身份證明譯名公證或《工作證》有效居住證證件（需同時(shí)注有中文及外文姓名）向國(guó)外及港澳臺(tái)人員租、售房屋審批表 《委托書(shū)》以上證件、文書(shū)非中文書(shū)寫(xiě)的文件，需到具有翻譯資格的

10、翻譯公司翻譯，應(yīng)同時(shí)附經(jīng)公證和認(rèn)證的中文譯本，程序：經(jīng)該外籍人士所在國(guó)公證機(jī)關(guān)公證，且經(jīng)中國(guó)駐該國(guó)使、領(lǐng)館認(rèn)證。,Certificates and Documents Needed,Identification paperNotarization of Chinese name or working license Valid residence permit (both Chinese name and foreign name)

11、Approval form for housing rent and purchase with foreigners and Hong Kong, Macao and Taiwan residentsPower of AttorneyCertificates, documents and other non-Chinese papers should be translated by qualified translation

12、companies and be enclosed the notarized and authenticated Chinese edition. Procedures: firstly, notarization from the host country of the foreigner, secondly, the authentication of Chinese Embassy in that country.,購(gòu)房資金,自

13、有資金銀行貸款，可向外國(guó)銀行或中國(guó)銀行貸款 ●評(píng)估由銀行來(lái)執(zhí)行（選擇權(quán)由購(gòu)買(mǎi)者來(lái)決定) ●幣種：外幣或人民幣（可選擇，建議選擇人民幣貸款，這樣不必考慮外幣與人民幣之間的轉(zhuǎn)換，避免匯率的變動(dòng)） ●貸款利率：外籍人士享受與中國(guó)人相同的待遇，按照中國(guó)人民銀行規(guī)定的個(gè)人住房貸款利率執(zhí)行,Purchase Fund,Their own fundsLoans of banks, both Chinese

14、 banks and foreign banks are allowed ●Appraisal is required by the bank (option by the buyer) ●Currency: foreign currency and Renminbi are all acceptable (it is recommended to choose Renminbi to avoid exch

15、ange rate risk) ●Loan rate: foreigners are equaled with Chinese on interest rate, which is in accordance with regulations of People's Bank of China on loan rate of individual housing.,購(gòu)房款結(jié)匯&支付,支付幣種：人民幣兩種方

16、式 ●從境外匯入 ●從境內(nèi)外匯賬戶支付特殊情況：因故不能完成商品房交易的情形,Payment,Currency of payment: RenminbiTwo ways ●Inward remittance from abroad ●From foreign currency account in ChinaSpecial circumstances: real estat

17、e transactions cannot be finished because of the reasons that……,稅 費(fèi),稅費(fèi)種類(lèi)（三稅四費(fèi) ）“三稅”：外商投資企業(yè)、境外機(jī)構(gòu)設(shè)立代表處或分支機(jī)構(gòu)和外國(guó)個(gè)人在境內(nèi)購(gòu)買(mǎi)房產(chǎn)，主要繳納城市房產(chǎn)稅、契稅、印花稅。購(gòu)房所交納的稅率，與中國(guó)國(guó)民交納的相同。A.城市房產(chǎn)稅：B.契稅：C.印花稅：“四費(fèi)”：產(chǎn)權(quán)登記費(fèi)、住房交易手續(xù)費(fèi)、房產(chǎn)測(cè)繪費(fèi)、合同鑒證費(fèi)上述稅款于辦理產(chǎn)

18、權(quán)登記前繳納。,Taxes and Fees,Types of taxes and fees (three kinds of taxes and four types of dues)“Three Taxes”: Urban House Tax, Deed Tax and Stamp Tax. Tax rate for foreigners and Chinese are the same.A. Urban House TaxB

19、. Deed TaxC. Stamp Tax “Four Fees”: Property Registration Fee, Housing-purchase Service Fee, Housing Mapping Fee and Contract Appraisal Fee.Taxes and Fees should be paid before the property registration.,權(quán)屬登記及產(chǎn)權(quán)證件辦理,以

20、天津市為例，其他省市類(lèi)似。外國(guó)人申請(qǐng)登記的，應(yīng)當(dāng)向登記機(jī)構(gòu)提交身份證或者護(hù)照。外國(guó)企業(yè)駐國(guó)內(nèi)機(jī)構(gòu)申請(qǐng)登記的，應(yīng)當(dāng)向登記機(jī)構(gòu)提交代表機(jī)構(gòu)登記證。在外國(guó)和港澳臺(tái)地區(qū)登記注冊(cè)的法人或者其他組織申請(qǐng)登記的，應(yīng)當(dāng)向登記機(jī)構(gòu)提交有關(guān)的登記證明。申請(qǐng)登記文件是外文的，應(yīng)當(dāng)同時(shí)提交中文譯本。境外當(dāng)事人申請(qǐng)房地產(chǎn)登記的，還應(yīng)當(dāng)按相關(guān)規(guī)定辦理公證或者認(rèn)證手續(xù)并且提交相關(guān)的證件、文件。,Property Registration and Ow

21、nership Certificate,Take Tianjin as example since the requirements in other cities are similar.Foreigners applying the registration should submit I.D card or passport. Chinese branches and agencies of foreign instituti

22、ons applying for the registration are required to submit their registration certificate.Companies and other institutions registered abroad and in Hong Kong, Macao and Taiwan Area applying for the registration should su

23、bmit the registration certificate.Chinese edition are required to enclosed when the applying documents are written by foreign languages.Parties abroad applying for the registration should also deal with notarization

24、or authentication procedures in accordance with relevant regulations and submit relevant certificates and documents.,參考中國(guó)的相關(guān)法律法規(guī)及政策,包括但不限于： 《中華人民共和國(guó)城市房地產(chǎn)管理法》 《關(guān)于規(guī)范房地產(chǎn)市場(chǎng)外資準(zhǔn)入和管理的意見(jiàn)》 《關(guān)于規(guī)范房地產(chǎn)市場(chǎng)外匯管理有關(guān)問(wèn)題的通知》 《關(guān)于調(diào)

25、整住房供應(yīng)結(jié)構(gòu)穩(wěn)定住房?jī)r(jià)格的意見(jiàn)》 《天津市國(guó)土資源和房屋管理局關(guān)于境外機(jī)構(gòu)境外個(gè)人、港澳臺(tái)地區(qū)居民、華僑在我市購(gòu)買(mǎi)商品房有關(guān)問(wèn)題的通知》 《天津市人民政府辦公廳轉(zhuǎn)發(fā)市城鄉(xiāng)建設(shè)和交通委員會(huì)等七部門(mén)關(guān)于促進(jìn)我市房地產(chǎn)市場(chǎng)健康發(fā)展若干意見(jiàn)的通知》 《關(guān)于對(duì)外資企業(yè)及外籍個(gè)人征收房產(chǎn)稅有關(guān)問(wèn)題的通知》 《中華人民共和國(guó)房屋登記辦法》 《商品房銷(xiāo)售管理辦法》 《中國(guó)人民銀行個(gè)人住房貸款管理辦法 》,Chin

26、ese relevant laws, regulations and policies referred,Including, but not limited to “Law of the People's Republic of China on Administration of the Urban Real Estate” “Opinion Concerning Regulating the Access to a

27、nd Administration of Foreign Investment in the Real Estate Market” “Notice Concerning Regulating Problems Relating to Foreign Currency Management in the Real Estate Market” “Opinion concerning adjusting housing su

28、pplying structure and stabilizing housing price” “Notice of Bureau of Land Resources and Housing Management of Tianjin Municipality Concerning Problems Relating to the Commercial Housing Purchase of Foreign Institut

29、ions, Foreigners, Hong Kong, Macao and Taiwan Residents and Overseas Chinese in Tianjin” “ Notice of General Office of People's Government of Tianjin Municipality on Forwarding Opinions of Committee of Municipal an

30、d Rural Construction, Traffic Committee and Other Five Governmental Departments Concerning Promoting the healthy Development of Real Estate Market in Tianjin” “Notice Concerning Problems Relating to Taxation on Housing

31、 Property of Foreign Enterprises and Foreigners” “Measurements for Building Registration of People’s Republic of China” “Measurements for Management of Commodity Housing selling” “Measurements of People's Ba

32、nk of China on management of Personal Housing Loan”,天津市律師協(xié)會(huì)房地產(chǎn)業(yè)務(wù)委員會(huì) Real Estate Service Committee Of Tianjin Bar Association,Real Estate Service Committee Of Tianjin Bar Association 天津市律師協(xié)會(huì)房地產(chǎn)業(yè)務(wù)委員會(huì)Yinfeng Garden Build