基于預(yù)防性儲蓄理論下的我國家庭教育支出動機(jī)研究.pdf

1、重慶大學(xué)碩士學(xué)位論文基于預(yù)防性儲蓄理論下的我國家庭教育支出動機(jī)研究姓名：李鑫申請學(xué)位級別：碩士專業(yè)：技術(shù)經(jīng)濟(jì)及管理指導(dǎo)教師：@20060401重慶大學(xué)碩士學(xué)位論文英文摘要IIABSTRACTBasedonthetheyofintertempalchoicebesidesonlystudyingtherelationshipofconsumptionincometheprecautionarysavingtheyintroducesthe

2、factofuncertaintyfocusesonstudyingtheinfluenceonthefutureincome’suncertaintytoconsumption.Sincethereisnounifmstardinmeasuringtheriskbothoverseasdomesticscholarseduceconflictingconclusioninempiricalstudiesofprecautionarys

3、aving.Soitisrecognizedfempiricalstudiesofprecautionarysavingthescholarshouldfindobservationalendogeicriskfstudyingobjectivefirstly.ThePeoplesBanksurveyfdepositsinpastyearsshowsthateducationalexpenditureisthemostimptantsa

4、vingmotivationfChineseresidents.MeoverTheSocialBlueBookin2005，byChineseAcademyofSocialSciences，indicatesthattheeducationalexpenditurefthefamilychildrenofChineseresidentshasbeenthefirstplaceoflivingexpenditureinChina.Thes

5、tudyofthesociologistAnqiXushowsthatifthefamilyeducatesonechildtocollegethehouseholdexpenditureisestimatedashighas480000yuan.ThesestudiesindicatedirectlyindirectlythatChinesefamiliessavingftheirchildren’seducationalexpens

6、eswhichaffecthouseholdconsumptivebehavisgreatly.Twopopulartrendsinmacroeconomicsattempttoaccountftheeffectsofearninguncertaintyonsavingtoexplainhumancapitalinvestmentthepaperintroducesthestudyingresultscombinesthecurrent

7、situationofchinatoanalyzetheprecautionarymotivationinChina’shouseholdeducationalexpenditure.ChinesehouseholdhasprecautionarymotivationineducationalexpenditurethatprovidesmicrocosmicfoundationfstudyingChineseprecautionary

8、saving.Inthesectionofempiricalanalysisthepapertakeseducationalexpenditureasinstrumentalvariable(IV)usesthedatafrom1995to2004toestimatetheprecautionarymodel.TheempiricalresultsrevealthatChinesehouseholdshavestrongprecauti

9、onarysavingmotivationhavesometheeticapplicationvaluefthepolicytosimulateconsumptionreducetheextradinarygrowthofsavingsincreasetheaggregatedems.Keywds:PrecautionarysavingHouseholdEducationalExpenditureUncertaintyHumanCapi