壽險公司內(nèi)含價值研究.pdf

1、學校代號：10532學號：S03181053密級：湖南大學碩士學位論文壽險公司內(nèi)含價值研究Y892625雯焦寶埴厶絲名；圍劍昱啞蛙名丞驅(qū)整i莊籃左副熬援量差蔓焦；壘融堂醫(yī)童些墨整!金融生監(jiān)塞逞至目期12QQ至4』_=』!Q旦迨窒簍整目塑i2QQ生』旦21旦簧翅蠶雖盒圭鹿；奎堡蘊熬攫壽險公司內(nèi)含價值研究AbstractThispaperdiscussestheembeddedvalueoflifeinsurancecompaniesEmb

2、eddedValue(EⅥisameasureoftheconsolidatedvalueofshareholders’interestsinthecoveredbusinessaftercarefullyconsideringtheriskfactorsItiscomposedbyin—forcebusinessvalueandNetAdjustedValueTheinternationalinsuranceindustryhaslo

3、ngusedthiskindofmethodintoeveryaspectofcorporationmanagementanddecisionmakingTheChineseinsuranceindustryhasjustimportedthismethodintoInsuranceindustryandmainlyusedinIPOofinsurancecompaniesItishardtogetanypaperorthesistha

4、tdiscussesembeddedvaluetogetherwithcorporatevalue—basedmanagementAtthisverystagethatChineseinsurancemarkethasalreadyopenedtotheworldcompletelyweChineseinsurancecompanieshavetocompetewithinternationalgiantinsurancecompani

5、es，toimprovetheabilityofdailymanagement，toswitchfrommarketsharerunningprincipletovalue—basedmanagementandimprovementInthisveryaspect，embeddedvaluecanhelpalot!So，thispaperreviewsthedevelopinghistoryofinternationalandnatio

6、nalresearchresults，disclosurestheactuarialprinciplesthatliesbehindembeddedvalue，explainsthespecificstepsinthecalculationofembeddedvalueanddiscussestheshortcomingsoftraditionalembeddedvalueevaluationmethodThen，furthercomm

7、entisgivenoutontheapplicationofembeddedvalueinthemanagementprocessofmarketingbasedonanalyzingtheshortcomingsofrulesthatarcsetbyCIRCandthecalculationofatraditionalparticipatingendowmentinsuranceIhopethatthispaperwilldeepe